Results 31 to 40 of about 159,513 (211)
Bank Customers’ Perception Towards Debit Cards in Sholinganallur, Chennai
Journal of Informatics Education and ResearchThe term "plastic money" refers to the sturdy plastic cards that are used in daily life in place of real banknotes. One sort of innovation that allows consumers to access banking services without having to limit their use to official banking hours is the
Shahina Begam, Dr. P. Nivetha, Dr. Meera, Dr. R. Ilavenil, Dr. S. Prasanth
semanticscholar +1 more source
Constrained or unconstrained price for debit card payment? [PDF]
Journal of Macroeconomics, 2014 Abstract Retailers in the Netherlands and the U.K. can charge different prices for a commodity depending on whether cash or a debit card is used as payment, whereas retailers in the U.S. generally cannot. These two types of economies with and without a uniform pricing constraint for cash and debit card payments are compared in a microfounded monetary
openaire +1 more source
Mental Accounting Experiment: Mode of Payment Effect on Treating Money
Journal of Accounting and Investment, 2019 This study examines the argument of mental accounting theory that individuals will behave differently in treating money. More specifically, this study empirically tests whether the difference in payment mode, cash and debit cards, will affect the amount ...
Etik Kresnawati +2 more
doaj +1 more source
Multi-Factor Authentication and Fingerprint-based Debit Card System
U.Porto Journal of Engineering, 2019 One thing can be said to be common to all forms of debit card fraud – authentication bypass. This implies that a secure debit card transaction system can only be guaranteed by a safe and reliable authentication system.
Mubarak Adetunji Ojewale +1 more
doaj +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT Big data and financial innovations are vital to enhancing the performance of banking institutions. However, limited evidence exists on the effects of big data applications and financial innovation on bank performance. This study addresses this gap by constructing a theoretical framework linking big data applications and financial innovations ...
Mandella Osei‐Assibey Bonsu +1 more
wiley +1 more source
The Effects of Flow of Electronic Money on the Volume of Currency in Circulation in Iran [PDF]
پژوهشهای اقتصادی, 2014 The prevalence of electronic money has affected the volume of banknotes and coins in circulation in Iran. This paper aims to study and analyses the mechanism of e-money impacts on currency volume.
Kiomars Sohaili +2 more
doaj
Do consumers pay more using debit cards than cash?
Electronic Commerce Research and Applications, 2014 Graphical abstractDisplay Omitted We study if the payment method affects willingness-to-pay.Debit cards lead to higher average bids than cash.Our results are robust to cash-on-hand constraints, price familiarity, consumption habits and spending type.The ...
Emma Runnemark, J. Hedman, Xiao Xiao
semanticscholar +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT This study aims to classify pivotal fintech innovations and explore the prospects and pitfalls associated with emerging fintech services extensively discussed in the literature. We conducted a multistage systematic review of research published on fintech over the past decade from a technological perspective. Using the Preferred Reporting Items
Muhammad Imran Qureshi, Nohman Khan
wiley +1 more source
How Is FinTech Shaping Household Portfolio Behaviour?
International Journal of Finance &Economics, EarlyView.ABSTRACT This paper examines how FinTech adoption influences household portfolio allocation across major advanced economies. Using a flow‐of‐funds framework and the Almost Ideal Demand System (AIDS), we model household demand for currency, deposits, loans, debt securities, and equity in the United States, United Kingdom, Euro Area, Japan and Australia.
Victor Murinde, Athina Petropoulou
wiley +1 more source