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SHAP and LIME: An Evaluation of Discriminative Power in Credit Risk

open access: yesFrontiers in Artificial Intelligence, 2021
In credit risk estimation, the most important element is obtaining a probability of default as close as possible to the effective risk. This effort quickly prompted new, powerful algorithms that reach a far higher accuracy, but at the cost of losing ...
Alex Gramegna, Paolo Giudici
doaj   +1 more source

THE SIGNIFICANCE OF AGREEMENTS THAT ARE QUALIFIED AS FRAUD CRIME

open access: yesCepalo, 2021
An agreement is a legal act in which a person promises to another person or more or in which two people promise to carry out something, as is also stated in Article 1313 of the Civil Code.
Joko Sriwidodo
doaj   +1 more source

العملات الرقمية وأثرها على النظام الاقتصادي [PDF]

open access: yesمجلة الشريعة والقانون بالقاهرة, 2022
هذا بحث عن العملات الرقمية وأثرها على النظام الاقتصادي تعرضت فيه لتعريف العملات الرقمية وأنواعها وخصائصها وأسباب ظهورها كما بينت الآثار الاقتصادية لهذه العملات والحكم الشرعي لإصدار تلك العملات وقد انتهى البحث إلى عدد من النتائج ومن أهمها: وجود مصطلحات ...
محمد محمود إبراهيم محمود
doaj   +1 more source

Small Claim Court as the Alternative of Bad Credit Settlement for Legal Certainty of the Economic Actors

open access: yesIndonesian Journal of Advocacy and Legal Services, 2021
This article aimed to analyze the problem of legal cases accumulation, especially default on credit contracts in court. It also analyzes the effectiveness of implementing a small claim court in contract default and the independence of a single judge in ...
Pujiyono Pujiyono   +3 more
doaj   +1 more source

El discurso zapatista después de Marcos: de la ficción a la realidad o al revés

open access: yesKamchatka: Revista de Análisis Cultural, 2018
Este artículo quiere analizar uno de los últimos comunicados que el Subcomandante Insurgente Galeano, antes Marcos, ha hecho público a fines de diciembre del 2017 durante la celebración del II encuentro “ConCiencias por la Humanidad” titulado “Trump, la ...
Elena Ansotegui
doaj   +1 more source

La “perspectiva relacional” y el “enfoque de redes” en el análisis de los movimientos sociales. Aproximaciones preliminares a un estudio de caso

open access: yesProspectiva, 2009
La perspectiva relacional y el enfoque de redes ofrecen una plataforma sociológica novedosa en el análisis de las relaciones y transacciones que tienen lugar en diversos escenarios de la vida social.
Jefferson Jaramillo-Marín
doaj   +1 more source

Sharing problem gamblers’ experiences: a text analysis of gambling stories via online forum

open access: yesMediterranean Journal of Clinical Psychology, 2015
The present study explored some common thematic domains which characterised problem gambling experiences of adult Italian participants with the aim of understanding motivations and expectations of problem gamblers and thus promoting better psychological ...
Andrea Caputo
doaj   +1 more source

Default na towarowym rynku giełdowym

open access: yesZarządzanie Innowacyjne w Gospodarce i Biznesie, 2019
Celem artykułu jest identyfikacja i analiza procesu niewypłacalności przedsiębiorstwa obrotu, która wynikałaby z niewykonania lub nienależytego wykonania zobowiązań na terminowym rynku giełdowym.
Marek Dżaman
doaj   +1 more source

Option-based valuation of mortgage-backed securities [PDF]

open access: yesEkonomski Anali, 2010
Pure econometric approaches to pricing mortgage-backed securities (MBSs) - principal pricing vehicles used by financial practitioners - fail to capture their true risks. This point was powerfully driven home by the global financial crisis. Since prior
Manola Ana, Urošević Branko
doaj   +1 more source

Bankruptcy Prediction with a Doubly Stochastic Poisson Forward Intensity Model and Low-Quality Data

open access: yesRisks, 2021
With the record high leverage across all segments of the (global) economy, default prediction has never been more important. The excess cash illusion created in the context of COVID-19 may disappear just as quickly as the pandemic entered our world in ...
Tomasz Berent, Radosław Rejman
doaj   +1 more source

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