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What "triggers" mortgage default? [PDF]
This paper assesses the relative importance of two key drivers of mortgage default: negative equity and illiquidity. To do so, the authors combine loan-level mortgage data with detailed credit bureau information about the borrower's broader balance sheet.
Robert Hunt +5 more
core
The Interoperability Challenge in DFT Workflows Across Implementations
Advanced Intelligent Discovery, EarlyView.Interoperability and cross‐validation remain major challenges in the computational materials science. In this work, we introduce a common input/output standard that enables internal translation across multiple workflow managers—AiiDA, PerQueue, Pipeline Pilot, and SimStack—while producing results in a unified schema.
Simon K. Steensen +13 more
wiley +1 more source
Advances in Ophthalmology Practice and ResearchPurpose: To evaluate the accuracy and reasoning ability of DeepSeek-R1 and three recently released large language models (LLMs) in bilingual complex ophthalmology cases. Methods: A total of 130 multiple-choice questions (MCQs) related to diagnosis (n =
Pusheng Xu +5 more
doaj +1 more source
An Autonomous Large Language Model‐Agent Framework for Transparent and Local Time Series Forecasting
Advanced Intelligent Discovery, EarlyView.Architecture of the proposed large language model (LLM)‐based agent framework for autonomous time series forecasting in thermal power generation systems. The framework operates through a vertical pipeline initiated by natural language queries from users, which are processed by the LLM Agent Core powered by Llama.cpp and a ReAct loop with persistent ...
William Gouvêa Buratto +5 more
wiley +1 more source
Temporalized Epistemic Default Logic
, 2001 The nonmonotonic logic Epistemic Default Logic (EDL) [Meyer and van der Hoek, 1993] is based on the metaphore of a meta-level architecture. It has already been established [Meyer and van der Hoek, 1993] how upward reflection can be formalized by a ...
Meyer, J.J. +5 more
core +2 more sources
Emerging ContaminantsSoil micro-/nanoplastics (MNPs) have emerged as critical terrestrial pollutants, especially in intensively managed agricultural systems. Yet conventional life cycle assessment (LCA) still underestimates the environmental burden of plastics because MNPs ...
Yang Liu +4 more
doaj +1 more source
A terminological default logic
, 1991 Terminological Logics are knowledge representation formalisms of enormous applicative interest, as they are specifically oriented to the vast class of application domains that are describable by means of taxonomic organizations of complex objects ...
Straccia U.
core
A simple model of multiple equilibria and default. CEPS Working Document No. 366, 16 July 2012 [PDF]
, 2012 This Working Document by Daniel Gros presents a simple model that incorporates two types of sovereign default cost: first, a lump-sum cost due to the fact that the country does not service its debt fully and is recognised as being in default status, by ...
Gros, Daniel.
core
Four-valued semantics for default logic
, 2006 Reiter's default logic suffers the triviality, that is, a single contradiction in the premise of a default theory leads to the only trivial extension which everything follows from.
Ma, Yue +8 more
core +1 more source
Comparative Analysis of Model‐Agnostic Explanation Methods in Materials Science
Advanced Intelligent Systems, EarlyView.To address the critical lack of explainable artificial intelligence (XAI) benchmarks in materials science, we present a quantitative and qualitative analysis of six XAI methods applied to molecular fingerprints. Our results reveal significant discrepancies in feature importance rankings, demonstrating that the chosen explanation approach introduces ...
Anna Przybyłowska +7 more
wiley +1 more source