Guidelines on financial and technical assistance to operating insured banks and deposit taking financial institutions. [PDF]
, 2014 The Policy Guidelines on Financial and Technical Assistance for operating insured banks and other deposit taking financial institutions is aimed at broadening the statutory responsibilities of the Corporation to provide consistent and equitable financial
Nigeria Deposit Insurance Corporation
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MODIS: A Market-Oriented Deposit Insurance Scheme [PDF]
This paper argues that an optimal deposit insurance scheme would allow the level of insurance coverage to be determined by the market. Based on this principle, the paper proposes an insurance scheme that minimizes distortions and embodies fairness and ...
Danyang Xie, Edda Zoli, Reza Vaez-Zadeh
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Bank capital regulation and asset risk [PDF]
Bank capital ; Deposit insurance ; Risk ; Bank ...
Frederick T. Furlong, Michael C. Keeley
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Financial Condition and Performance of Deposit Money Banks in the Third and Fourth Quarter of 2018 [PDF]
, 2018 Deposit Money Banks had an improved performance in the second half (Q3 and Q4) of 2018. During the quarters under review, the Banking Industry Average CAR increased from 14.14% in Q3 2018 to 15.27% in Q4 2018.
NIGERIA DEPOSIT INSURANCE CORPORATION (NDIC)
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An Experimental Examination of Competitor-Based Price Matching Guarantees [PDF]
We use experimental methods to demonstrate the anti-competitive potential of price matching guarantees in both symmetric and asymmetric cost duopolies. Our findings establish that when costs are symmetric, price-matching guarantees significantly increase
Offenberg, Jennifer, Datta, Shakun
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Structuring Deposit Insurance in Europe: Some Considerations and a Regulatory Game [PDF]
The protection of savings and the creation of insurance schemes is becoming a hot topic for the European Union Regulator: incoming Directives seem to state a sort of "financial guarantee scheme model" valid not only for deposit insurance but also for ...
Carmine DiNoia
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Implicit Guarantees and Risk Taking: Evidence from Money Market Funds [PDF]
A firm's termination generates bankruptcy costs. This may create incentives for a firm's owner to bail out a firm in bankruptcy and to curb the firm's risk taking outside bankruptcy.
Marcin Kacperczyk, Philipp Schnabl
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A European Deposit Insurance and Resolution Fund - An Update. CEPS Policy Brief No. 283, 11 September 2012 [PDF]
, 2012 Cross-border banking is currently not stable in Europe. Cross-border banks need a European safety net. Moreover, a truly integrated European level banking system may help to break the diabolical loop between the solvency of the domestic banking system ...
Schoenmaker, Dirk, Gros, Daniel
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The impact of public guarantees on bank risk taking: evidence from a natural experiment [PDF]
In 2001, government guarantees for savings banks in Germany were removed following a law suit. We use this natural experiment to examine the effect of government guarantees on bank risk taking, using a large data set of matched bank/borrower information.
Gruendl, Christian +2 more
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Assessing the Independence of the Deposit Guarantee Fund
Business InformAccording to the Key Principles of Effective Deposit Insurance Systems, an important guarantee of the proper functioning of deposit insurance is the independence of the deposit insurance body. The aim of the study is to develop a scientific and methodological approach to assessing the independence of the Deposit Guarantee Fund.
openaire +2 more sources