Safety Net Design and Systemic Risk: New Empirical Evidence [PDF]
, 2005 Recent econometric evidence has noticeably changed views on the desirability and the appropriate design of explicit Deposit Insurance Schemes (DIS). The purpose of this paper is to take a second look at the data. After surveying recent empirical work and
Klüh, Ulrich
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The Role of Monitoring in Reducing the Moral Hazard Problem Associated with Government Guarantees: Evidence from the Life Insurance Industry [PDF]
State guaranty funds provide partial protection to life insurance holders in the event of an insolvency, thus creating a moral hazard problem akin to the one associated with deposit insurance in the banking industry.
Philip Strahan +2 more
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Bank deposit insurance and business cycles: controlling the volatility of risk-based premiums [PDF]
Proposals to make deposit insurance risk-based need to consider how premiums would fluctuate over the business cycle. This paper derives a new deposit insurance contract that has the following three features: 1) it is fairly priced in the sense that the ...
George G. Pennacchi
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Government guarantees on pension fund returns [PDF]
This report reviews defined contribution pension return guarantees typically made by governments in connection with pension privatizations. Finance theory related to the pricing of options provides a unifying framework for evaluating the cost of these ...
Pennacchi, Pennacchi, George
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Deposit Guarantee Fund: One Perspective
, 2014 {"references": ["A. Demirguc-Kunt, E. Kane and L. Laeven, Deposit Insurance Design and Implementation: Policy Lessons from Research and Practice. In A. Demirguc-Kunt, E. Kane and L. Laeven (eds). Deposit Insurance around the Globe. 2008. London: World Bank and MIT Press", "J. Nowakowski. Bank Deposit Guarantee System in Poland.
Abreu, Rute +2 more
openaire +2 more sources
The Behavior of Banks under the Deposit Insurance and Capital Requirements [PDF]
Deposit insurance and capital requirements are two focuses in banking literature. Many researchers criticize these two important schemes using moral hazard theory: Under the protection of the deposit insurance, banks have incentive to take deposits as ...
Xiaozhong Liang
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Options for reforming deposit protection schemes in the EU. ECRI Policy Brief No. 4, March 2011 [PDF]
, 2011 With the financial crisis, citizens suddenly realized that different levels and forms of depositor protection co-existed in the EU, whereas they had been told for almost 20 years that a single market was in place.
Lannoo, Karel., Gerhardt, Maria.
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Explaining bank failures: deposit insurance, regulation, and efficiency [PDF]
This paper uses micro-level historical data to examine the causes of bank failure. For state charactered Kansas banks during 19 10-28, time-to-failure is explicitly modeled using a proportional hazards framework. In addition to standard financial ratios,
David C. Wheelock, Paul W. Wilson
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FOOD METABOLISM AND OBESITY. REPORT 2 (CONSUMPTION, DEPOSIT, SPENDING)
Байкальский медицинский журналBackground. The high percentage of people with overweight and obesity is a social problem almost all over the world. The main cause of obesity is overeating.
Askold A Maiboroda
doaj +1 more source
Funding and stimulation mechanisms of the wetlands` ecosystem services conservation [PDF]
Marketing i Menedžment Innovacij, 2013 The aim of the article. The aim of the article is to study the problems of funding conservation of wetlands ecosystem services and search of organizational and economic management tools of ecosystem services, which can be implemented in Ukraine.
N.V. Degtyar
doaj