Results 251 to 260 of about 110,745 (301)

Deposit guarantee evaluation and incentives analysis in a mutual guarantee system

Journal of Banking & Finance, 2009
Abstract This paper analyzes how the deposit guarantee value affects the risk incentives in a mutual guarantee system. We liken the guarantee’s value to that of a European-style contingent claims portfolio. The main feature emerging from our model is that a mutual guarantee system would give banks an adverse incentive to increase riskiness.
DE GIULI, MARIA ELENA, MAGGI, MARIO ALESSANDRO, Paris Francesco Maria   +2 more
openaire   +2 more sources

Financial Crises and Deposit Guarantee [PDF]

Knowledge Horizons - Economics, 2011
Bankruptcies of major credit institutions in the UK and the U.S., since late 2007, have generated a large-scale financial crisis that affected most countries of the world economy significantly. To limit the effects of the crisis and restore confidence in the banking system, states have taken various measures, including providing substantial loans to ...
Catalin Dan, Vasile Bleotu, Nicoleta Moise   +2 more
openaire  

The rationing credit guarantee model with the increment and the deposit guarantee

2007 IEEE International Conference on Grey Systems and Intelligent Services, 2007
According to the meaning of the credit guarantee, the paper figures out that the rationing credit guarantee should consider both the uncertainty and the deposit guarantee. It establishes the rationing credit guarantee model on the basis of the existing credit risk model.
null Sun Yan, null Guo Ju'e, null Wang Le   +2 more
openaire   +1 more source

Bank Deposit Guarantee System in Poland

Eastern European Economics, 1997
In the legal systems of most European countries, the regulations defining the term "deposit of credit institution" are included in the Civil Code or in the Banking Law. In most cases, those regulations only indicate what sums of money can be described as deposits.
openaire   +1 more source

Empirical Investigation on Deposit Guarantee Schemes

2014
This chapter first describes two models that rely on the use of accounting-based indicators to assess the risk profile of banks in European DGSs. The single indicator model uses only one indicator at a time to assess the risk-based components of the schemes.
openaire   +2 more sources

Towards a European Deposit Guarantee Scheme

SSRN Electronic Journal, 2017
Following the global financial crisis, the European financial safety net, under which taken at European level steps to fully harmonize deposit guarantees, has been modified. The European deposit guarantee scheme is now an important part of the financial puzzle in the area of managing the potential financial turmoils on the internal market of the ...
openaire   +1 more source

Systems for Guaranteeing Bank Deposits [PDF]

Knowledge Horizons - Economics, 2013
The advent of the financial crisis and the latest event that occurred in Cyprus bring new light to how states intervene when commercial banks are facing the risk of bankruptcy. While until now institutions had a clear traditional role to protect depositors, currently there is a trend to transfer damage to companies and individuals that hold deposits.
openaire  

Better Deposit Guarantee Schemes

2010
No resolution policy can be successful without assuring that consumers’ deposits are fully protected, at least up to certain limit. So a robust deposit guarantee scheme, capable of paying out insured deposits promptly in the event of a bank failure, is a critical component of the framework for a sounder financial system.
openaire   +1 more source

A Technical Approach to Deposit Guarantee Schemes

2017
This chapter fits within the debate on deposit guarantee schemes in the European Union, currently under revision, investigating the changes proposed by directive 2014/49/EU of the European Parliament and the Council and regulated by the European Banking Authority. For Italian banks, new rules proposed by the European Banking Authority results in better
openaire   +2 more sources

The European Deposit Guarantee Directive

2016
Abstract This chapter analyses the German Deposit Protection landscape and provides three short case studies which reveals how deposit protection is structured. It also assesses the impact of the Deposit Protection Directive (DPD 3) and the Bank Recovery and Resolution Directive (BRRD) on this landscape.
openaire   +1 more source