Results 11 to 20 of about 12,424 (262)
Central Bank Digital Currency and Banking [PDF]
SSRN Electronic Journal, 2019 This paper builds a model with imperfect competition in the banking sector. In the model, banks issue deposits and make loans, and deposits can be used as payment instruments by households. We use the model to assess the general equilibrium effects of introducing a central bank digital currency (CBDC).
Chiu, Jonathan +3 more
openaire +2 more sources
THE EMERGENCE OF DIGITAL BANKS AND THE SIGNIFICANCE OF DIGITALIZATION OF BANKING ACTIVITIES
Economics and Innovative Technologies, 2023 This article analyzes the emergence of digital banks and the importance of digitization of bank operations, the experience of developed countries, some existing problems in the transformation and digitization of banks, and the current situation. The results of this research consist of studying the current state of digitization of banks and banking ...
Zokir Mamadiyarov, Dilrabo Akhmedova
openaire +1 more source
Effect of Digital Banking Acceptance on Digital Banking Usage
Webology, 2022 Banking is one of the most important ingredients in economic development, because of banks have direct contact with the public as well as the countries economic affairs. Thus, banking institutions are considered as a most influential pillars of Indian economy and interreference of banking sector among the public become digitalized and now the digital ...
Bharathi Veena V. +1 more
openaire +1 more source
Финансы: теория и практика, 2021 The subject of the research is trends in the implementation of digital technologies in the banking sector. The relevance of the paper is due to the objective processes of global digital intervention of technologies in all spheres of human life and ...
M. N. Dudin +2 more
doaj +1 more source
Barriers to strategic entry into the digital banking industry in Iran [PDF]
رویکردهای نوین در مدیریت و بازاریابی, 2023 Digital transformation has transformed many industries in recent years. One of the consequences of digital transformation can be mentioned the change of structures, procedures and processes.
Mohammad Amin rashidi +2 more
doaj +1 more source
Journal of Islamic Monetary Economics and Finance, 2023 This paper examines the factors that drive non-users of digital banking services rendered by Pakistani Islamic banks to adopt digital banking using the Diffusion theory of Innovation (DOI).
Imran Mehboob Shaikh +3 more
doaj +1 more source
Krigan, 2023 Penelitian ini untuk menganalisis seberapa besar pengaruh pengetahuan, kepercayaan, dan kemudahan mahasiswa perbankan syariah UIN Mahmud Yunus Batusangkar terhadap penggunaan aplikasi mobile banking pada era digital.
Fitri Yenti SEI.,MA +2 more
doaj +1 more source
DIGITAL TRANSFORMATION LEVEL INDICATORS OF BANKS
Baltic Journal of Economic Studies, 2021 The article studies the approach to assessing the banking digitalization influenced by economy digitalization, dynamically spread electronic payments, e-commerce, and innovative digital service technologies.
Olha Zamaslo +2 more
doaj +1 more source
Bank Profitability and Central Bank Digital Currency
SSRN Electronic Journal, 2023 This paper analyzes the potential effect of a European Central Bank Digital Currency (CBDC) on banks' profitability. We use a large sample of EU banks that span the period from 2007 to 2021 to assess the sensitivity of banks' profits to the deposits. Using quantile regression, we estimate the conditional profit distribution of a representative bank. We
Mario Bellia, Ludovic Calès
openaire +2 more sources
DOMINANT IDEAS OF FINANCIAL TECHNOLOGIES IN DIGITAL BANKING
Baltic Journal of Economic Studies, 2020 The purpose of the research is the definition of the dominant ideas of financial technologies in digital banking. The methods of theoretical generalization, qualitative, quantitative and correlation analysis, causality tests, description and explanation ...
Svitlana Melnychenko +2 more
doaj +1 more source