The Historical Role of the European Shadow Banking System in the Development and Evolution of Our Monetary Institutions [PDF]
When we hear about the 2008 Lehman Brothers crisis, immediately we relate it to the concept of "shadow banking system"; however, the credit intermediation involving lightly regulated entities and activities outside the traditional banking system are not ...
Lazcano, I. C.
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Financial technology advancements have made personal banking simpler, allowing a range of services to be accessed anytime and anywhere via various digital methods However, the extent of digital financial technology's impact on consumer perception and ...
Avikar RAMSUNDRA, Roger B. MASON
doaj
Modularity and network integration: emergent sustainable services in mobile payment systems [PDF]
This paper introduces the concept of modularity in financial services, discusses how new value chains are created and addresses emerging opportunities for innovative business models in the digital economy. We argue that innovation occurred in the banking
Bonina, Carla M. +2 more
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Pay or delay: the role of technology when managing a low income [PDF]
This paper reports on a qualitative study of 38 low-income individuals living in the North East of England. The participants' experiences of money, banking and the role digital technology plays in their financial practices were identified through semi ...
Charmaz K. +6 more
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Digital banking and environmental impact: How Fintech supports carbon footprint reduction [PDF]
This study explores the impact of adoption of digital banking, digital payment volume, and customer awareness of green banking features on environmental sustainability, focusing on carbon footprint reduction in Asia.
Kuosuwan Bavornluck +3 more
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Cross-Domain Deep Face Matching for Real Banking Security Systems
Ensuring the security of transactions is currently one of the major challenges that banking systems deal with. The usage of face for biometric authentication of users is attracting large investments from banks worldwide due to its convenience and ...
Deus, Flávio E. +4 more
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Artificial Intelligence for the Financial Services Industry: What Challenges Organizations to Succeed? [PDF]
As a research field, artificial intelligence (AI) exists for several years. More recently, technological breakthroughs, coupled with the fast availability of data, have brought AI closer to commercial use. Internet giants such as Google, Amazon, Apple or
Beck, Roman +2 more
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Digital Transformation of Banking Marketing in Current Circumstances
Digital transformation taking place in all sphere of human life quickly changes the approach to fixing marketing communications, as specific weigh of off-line marketing communications decreases from year to year.
N. I. Bykanova
doaj +1 more source
Global strategies to overcome the spiral of decline in universal bank markets [PDF]
Although there has been an increase in the overall financial services market, the profitability of banks world-wide has decreased from the early 1980s to the 1990s.
Blackman, ID, Holland, CP, Lockett, AG
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The patterning of finance/security : a designerly walkthrough of challenger banking apps [PDF]
Culture is being ‘appified’. Diverse, pre-existing everyday activities are being redesigned so they happen with and through apps. While apps are often encountered as equivalent icons in apps stores or digital devices, the processes of appification – that
Dieter, Michael, Tkacz, Nathaniel
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