Developments in Electronic Payment Systems Security [PDF]
This paper provides an outline of the security features for Europay’s chip card applications for Credit, Debit and Electronic Purse payments. It gives an overview of the EMV chipcard specifications and the Common Electronic Purse Specifications (CEPS).
openaire +1 more source
Multimodal Human–Robot Interaction Using Human Pose Estimation and Local Large Language Models
A multimodal human–robot interaction framework integrates human pose estimation (HPE) and a large language model (LLM) for gesture‐ and voice‐based robot control. Speech‐to‐text (STT) enables voice command interpretation, while a safety‐aware arbitration mechanism prioritizes gesture input for rapid intervention.
Nasiru Aboki +2 more
wiley +1 more source
Prepaid cards: an important innovation in financial services [PDF]
This paper describes the characteristics of closed-system and open-system prepaid cards. Of particular interest is a class of open-system programs that offer a set of features similar to conventional deposit accounts using card-based payment applications.
Julia S. Cheney, Sherrie L.W. Rhine
core
Security Safeguards on E-Payment Systems in Malaysia: Analysis on the Payment Systems Act 2003 [PDF]
Central to the infrastructure of electronic commerce activities is the electronic payment system. This encompasses not only the issues of technical sophistication but also legal readiness.
Azmi, I. M. (Ida), Zulhuda, S. (Sonny)
core
Fiber energy harvesters offer unprecedented flexibility and a unique capacity for integration into commercial textiles, overcoming the limitations of bulky and rigid conventional devices. This review summarizes recent advances in fiber‐based energy harvesting and provides strategic outlooks to accelerate technological progress in the field. ABSTRACT As
Hanhwi Jang +8 more
wiley +1 more source
To surcharge or not to surcharge? A two-sided market perspective of the no-surchage rule [PDF]
In Electronic Payment Networks (EPNs) the No-Surcharge Rule (NSR) requires that merchants charge the same final good price regardless of the means of payment chosen by the customer. In this paper, we analyze a three-party model (consumers, merchants, and
Economides, Nicholas, Henriques, David
core
Consensus Formation and Change are Enhanced by Neutrality
Neutral agents are shown to enhance both the formation and overturning of consensus in collective decision‐making. A general mathematical model and experiments with locusts and humans reveal that neutrality enables robust consensus via simple interactions and accelerates consensus change by reducing effective population size.
Andrei Sontag +3 more
wiley +1 more source
Banking relationships of lower-income families and the governmental trend toward electronic payment [PDF]
In the past three years, the federal government and many states have lowered their costs of administering welfare and benefits programs by expanding the use of electronic payment.
anonymous
core
Cash, Credit or Cell Phone? How to Influence Public Preferences about Payment Systems [PDF]
The paper examines how the government can influence the public’s choice of a particular payment system: not only existing systems like credit and debit cards, but innovative products such as stored value cards, electronic checks and electronic money ...
Lillquist, Erik, Waldeck, Sarah E
core +1 more source
The Uppsala APP Mutation Promotes Wild‐Type Amyloid‐β Aggregation and Deposition In Vivo
We investigated in vivo cross‐seeding of amyloid‐β (Aβ) isoforms in transgenic mice co‐expressing wild‐typeAβ and the Uppsala‐mutant Aβ variant (AβUpp), lacking six central residues. Weleveraged MALDI‐MS imaging and hyperspectral microscopy to follow spatio‐temporalAβ deposition.
Junyue Ge +14 more
wiley +1 more source

