Credit Risk Management Dynamics: Evidence from Indonesian Rural Banks
This paper investigates credit risk management as a dynamic system. Panel Vector Autoregression (PVAR) is employed to model interrelationships among four key components: Non-Performing Loans (NPLs), Loan Loss Provision (LLP), loan charge-off (LCO) and ...
Moch Doddy Ariefianto +2 more
doaj +1 more source
Investigating the applicability of the expected credit loss model to Islamic Sukuk: Law aspects
This paper examines the application of the expected credit loss (ECL) model under International Financial Reporting Standards (IFRS) 9 to Islamic Sukuk, which indicates that accountants do not regard any gap between Islamic financial instruments and IFRS.
Amer Morshed +2 more
semanticscholar +1 more source
Crystal Engineering of Reticular Materials for Gas‐ and Liquid‐Phase Hydrocarbon Separation
Crystal engineering enables systematic study of structure/function relationships as exemplified by pore engineering of reticular sorbents, including porous coordination networks and covalent organic frameworks. This review assesses such studies applied across the full scope of industrially relevant hydrocarbon separations to provide insight into how ...
Xia Li +2 more
wiley +1 more source
Loan level loss given default (LGD) study of Indian banks
Loss given default (LGD) is a critical element in estimating expected as well as unexpected credit losses in banking business. This article investigates written-off history of Indian banks and provides estimates of LGD on loans across sectors, loan ...
Arindam Bandyopadhyay
doaj +1 more source
Divergence of credit valuation in Germany: Continuous theory and discrete practice [PDF]
Lending is associated with credit risk. Modelling the loss stochastically, the cost of credit risk is the expected loss. In credit business the probability that the debtor will default in payments within one year, often is the only reliable quantitative ...
Sibbertsen, Philipp, Weibach, Rafael
core
Perspective on Aqueous Batteries: Historical Milestones and Modern Revival
This review retraces the development of aqueous batteries from classical Zn‐MnO2 chemistry to modern Zn and Ni systems, correlating voltage, capacity, and electrolyte formulation with practical performance. By mapping historical success and failure onto current and future research directions, it identifies guiding principles that steer the design of ...
Fangwang Ming +5 more
wiley +1 more source
Evaluating the effects of IFRS 9 on Jordanian banks’ credit and financial metrics [PDF]
Adopting International Financial Reporting 9 is critically relevant as it significantly transforms accounting practices, particularly in credit risk management, for banks in Jordan.
Amer Morshed
doaj +1 more source
Bank loans recovery rate in commercial banks:A case study of non-financial corporations [PDF]
The empirical literature on credit risk is mainly based on modelling the probability of default, omitting the modelling of the loss given default. This paper is aimed to predict recovery rates on the rarely applied nonparametric method of Bayesian Model ...
Natalia Nehrebecka
doaj +1 more source
Expected Credit Loss Modeling from a Top-Down Stress Testing Perspective
The objective of this paper is to present an integrated tool suite for IFRS 9- and CECL-compatible estimation in top-down solvency stress tests. The tool suite serves as an illustration for institutions wishing to include accounting-based approaches for ...
M. Gross +3 more
semanticscholar +1 more source
Collision‐Resilient Winged Drones Enabled by Tensegrity Structures
Based on structures of birds such as the woodpeck, this article presents the collision‐resilient aerial robot, SWIFT. SWIFT leverages tensegrity structures in the fuselage and wings which allow it to undergo large deformations in a crash, without sustaining damage. Experiments show that SWIFT can reduce impact forces by 70% over conventional structures.
Omar Aloui +5 more
wiley +1 more source

