Results 61 to 70 of about 5,075,787 (245)

Single‐Nucleus Transcriptomic Atlas of Human Vellus Hair Pilosebaceous Units Reveals Age‐Associated Remodeling

open access: yesAdvanced Science, EarlyView.
Human vellus pilosebaceous units (PSUs) remain uncharted. This single‐nucleus atlas reveals coordinated remodeling of the aging PSU niche: reduced bulge stem cell representation with altered regenerative programs, increased representation of a stress‐responsive channel+ epithelial state, enhanced androgen‐responsive sebaceous programs, reduced ...
Ya'nan Li   +9 more
wiley   +1 more source

Credit Union Department Newsletter [PDF]

open access: yes, 2018
Newsletter of the Texas Credit Union Department containing departmental news and announcements, deadlines, and other information of importance to credit ...
Texas. Credit Union Department.
core   +2 more sources

OPTIMIZING PROFITABILITY THROUGH CREDIT RISK METRICS IN COMMERCIAL BANKING OF AN EMERGING MARKET: INSIGHTS FROM PANEL REGRESSION ANALYSIS

open access: yesGusau Journal of Accounting and Finance
This studyexamines the effect of credit risk management on the profitability of commercial banks, with a focus on two key profitability measures: Earnings Per Share (EPS) and Profit After Tax (PAT).
Nageri Kamaldeen
doaj   +1 more source

Credit Scoring – General Approach in the IFRS 9 Context

open access: yesAudit Financiar, 2021
With the coming into force of the standard IFRS 9 – Financial Instruments, in January 2018, financial institutions passed from an incurred loss model to a forward-looking model for the computation of impairment losses.
doaj   +1 more source

Economic Loan Loss Provision and Expected Loss [PDF]

open access: yes
The intention of a loss provision is the anticipation of credit's expected losses by adjusting the book values of the credits. Furthermore, this loan loss provision has to be compared to the expected loss according to Basel II and if necessary, equity ...
Sebastian Ostrowski, Stefan Hlawatsch
core  

Credit Union Department Newsletter [PDF]

open access: yes, 2022
Newsletter of the Texas Credit Union Department containing departmental news and announcements, deadlines, and other information of importance to credit ...
Texas. Credit Union Department.
core  

Soil pH Amelioration Synergizes Carbon Accrual with Yield Gains Under Organic Substitution

open access: yesAdvanced Science, EarlyView.
Soil pH shifts towards neutrality in both acidic and alkaline soils under organic substitution. A global synthesis links pH amelioration to soil organic carbon accrual through enhanced microbial biomass after accounting for added organic carbon and its interaction with pH. This pH amelioration‐shared soil organic carbon accrual accounts for 5.1–8.6% of
Xunzhuo Dong   +7 more
wiley   +1 more source

Integrated Bipolar Membrane Electrodialysis and Electrolysis for CO2 Capture and Conversion

open access: yesAdvanced Energy Materials, EarlyView.
This work demonstrates an integrated BMEED platform that couples CO2 capture and conversion within a single modular system. By combining BMED with CO2E, high‐purity CO is produced while avoiding intermediate stripping, excessive capital and O&M costs, and external gas feeds.
Hyuck Joo Choi   +5 more
wiley   +1 more source

Methods of Calculation of Expected Credit Losses Under Requirements of IFRS 9

open access: yesКорпоративные финансы, 2019
The most important area of work for financial market regulators including International Accounting Standards Board is to clarify the metrics of credit assessment.
Alfiya Vasilyeva, Elvina Frolova
doaj   +1 more source

IFRS 9 AND THE INTERACTION WITH BASEL III REGULATION PILLARS [PDF]

open access: yesAnnals of the University of Oradea: Economic Science, 2020
IFRS 9, standard focusing on the accounting for financial instruments, once implemented, led to significant improvements in the world of accounting. The transition from the old standard (IAS 39) in order to apply IFRS 9 has been a major challenge for the
MITOI Elena   +3 more
doaj  

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