Results 41 to 50 of about 55,619 (297)
IFRS 9 Transition Effect on Financial Stability of Kosovo Commercial Banks
Prizren Social Science Journal, 2021 From January 1, 2018, most of the commercial banks in Kosovo adopted IFRS 9. The new standard introduces the expected credit loss model to allow for timely recognition of credit losses, estimated not only on the actual credit loss but also on forward ...
Besmir ÇOLLAKU +2 more
doaj +1 more source
Payment Changes and Default Risk: The Impact of Refinancing on Expected Credit Losses [PDF]
SSRN Electronic Journal, 2012 This paper analyzes the relationship between changes in borrowers' monthly mortgage payments and future credit performance. This relationship is important for the design of an internal refinance program such as the Home Affordable Refinance Program (HARP). We use a competing risk model to estimate the sensitivity of default risk to downward adjustments
Joseph Tracy, Joshua Wright
openaire +3 more sources
Impact of COVID-19 on the Robustness of the Probability of Default Estimation Model
Mathematics, 2021 Probability of default (PD) estimation is essential to the calculation of expected credit loss under the Basel III framework and the International Financial Reporting Standard 9.
Ming-Chin Hung +2 more
doaj +1 more source
Complexity, 2019 The current expected loss calculations have recently attracted considerable attention in the research on credit risk modeling, impairment provisioning, and financial networks’ stability.
Mariya Gubareva
doaj +1 more source
Inferred Rate of Default as a Credit Risk Indicator in the Bulgarian Bank System
Entropy, 2023 The inferred rate of default (IRD) was first introduced as an indicator of default risk computable from information publicly reported by the Bulgarian National Bank.
Vilislav Boutchaktchiev
doaj +1 more source
Improving Credit Risk Assessment in Uncertain Times: Insights from IFRS 9
RisksThis study highlights the superior performance of Bayesian Model Averaging (BMA) in credit risk modeling under IFRS 9, particularly during economic uncertainty, such as the COVID-19 pandemic. Using granular bank-level data from Malta, spanning 2017–2023,
Petr Jakubik, Saida Teleu
doaj +1 more source
Kansas Department of Credit Unions Bulletin, 2022
, 2022 This internet resource contains bulletins issued throughout the year.Credit Union Statistics -- NCUA 2022 Supervisory Priorities -- Human Trafficking -- Automated Cybersecurity Evaluation Toolbox -- Boards of Directors -- Supervisory Committees -- Credit
Kansas. State Department of Credit Unions
core
Cathodic Cage Plasma Deposition of Nanostructured Cu–Fe–Se Coatings on Poly(methyl Methacrylate)
Advanced Engineering Materials, EarlyView.Nanostructured Cu–Fe–Se coatings are deposited on PMMA by a modified cathodic cage plasma process, enabling low‐temperature deposition on polymer substrates. A transition from discontinuous to compact morphology is observed with temperature, with optimal properties at 200°C, where improved CuFeSe2‐type bonding, lowest sheet resistance, and favorable ...
V. S. S. Sobrinho +8 more
wiley +1 more source
Advanced Functional Materials, EarlyView.Multianalyte, real‐time monitoring of bioprinted scaffolds remains challenging. Phosphorescence‐lifetime–based, optically responsive microparticles are embedded in diverse printable hydrogels (κ‐carrageenan, GelMA, PEGDA) to form biomaterial inks that report oxygen, glucose, lactate, and temperature.
Waqas Saleem +11 more
wiley +1 more source