Results 1 to 10 of about 263,615 (299)
Consumer financial education and financial capability
International Journal of Consumer Studies, 2016 AbstractThe purpose of this study was to explore potential effects of financial education on the financial capability of American consumers. Data from the 2012 National Financial Capability Study were used to test the hypothesis that financial education is positively associated with financial capability.
Jing Jian Xiao, Barbara O'Neill
exaly +6 more sources
Household Financial Capability and Economic Hardship: An Empirical Examination of the Financial Capability Framework. [PDF]
J Fam Econ Issues, 2022 This study investigates the components and mechanisms of the financial capability framework using national representative data from the 2015 National Financial Capability Study with the structural equation modeling approach. We find financial socialization and financial education are significantly associated with both financial access and financial ...
Sun S +4 more
europepmc +4 more sources
Informal financial education and consumer financial capability: The mediating role of financial knowledge [PDF]
Frontiers in Psychology, 2022 With the development of the economy, family wealth continues to accumulate, and more and more consumers participate in financial management affairs. As an important way to improve financial knowledge, informal financial education is vital to consumer ...
Fuzhong Chen +3 more
doaj +2 more sources
Financial capability, health and disability. [PDF]
BMC Public Health, 2015 It has been suggested that improving people's ability to deal with their finances, their financial capability, will directly improve their wellbeing and indirectly their health. To this end, financial capability initiatives have been funded by statutory and charitable health bodies, sometimes as part of a practice termed 'social prescribing'.This paper
Allmark P, Machaczek K.
europepmc +5 more sources
Studies in Business and Economics, 2021 This paper investigates direct and indirect impacts of an individual’s digital engagement on their financial satisfaction considering a significant role of an individual’s financial capability and financial advice.
Khan Khurram Ajaz, Akhtar Mohammad Anam
doaj +3 more sources
An integrated model of financial socialization, technology, and financial capability in predicting financial well-being [PDF]
PLoS ONEThis study develops and empirically tests an integrated framework that explains how financial socialisation, technological factors, and financial capability jointly shape financial behaviour and in an emerging economy context.
Nguyen Quoc Anh
doaj +3 more sources
Propensity to plan, financial capability, and financial satisfaction
International Journal of Consumer Studies, 2018 AbstractPropensity to plan is an indicator of financial capability that contributes to consumer financial well‐being. Previous research has shown that propensity to plan is positively related to objective financial well‐being but little research was found to examine its association with subjective financial well‐being.
Jing Jian Xiao, Barbara O'Neill
exaly +4 more sources
Financial technology and financial capability: Study of the European Union
Global Finance JournalEnhancing household financial capability is important for mitigating severe economic challenges. In the European Union (EU), financial technology (FinTech) solutions are considered critical for managing household finance, but their role in enhancing financial capability is ambiguous. Herein, we measure financial capability in the EU and investigate the
Mustafa Nourallah
exaly +4 more sources
Locating Financial Capability Within Capability Approach – Theoretical Survey
Gospodarka Narodowa. The Polish Journal of Economics, 2022 The integration of financial capability with the capability approach remains an open and challenging issue. This paper offers a theoretical exploration of the financial capability framed within Sen’s capability approach in an interdisciplinary way.
Tomasz Potocki
doaj +1 more source
Financial Services Review, 2023 We inspect the influence of individual financial knowledge and financial behavior on the proba- bility of experiencing financial distress. Using the 2015 National Financial Capability Study, we examine three measures of financial distress related to bill payment, retirement saving, and being late with a mortgage payment.
Janine K. Scott +3 more
openaire +1 more source