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Financial literacy and financial literacy programmes in Australia [PDF]

open access: yesJournal of Financial Services Marketing, 2013
Financial services markets require consumers to be more financially literate if they are to manage their finances effectively. Consequently, there have been an increasing number of attempts to measure financial literacy, as variously defined, and in response to observed deficiencies in financial literacy, an expanding number of financial literacy ...
Andrew C. Worthington, Worthington, AC
openaire   +5 more sources

The Influence of Financial Literacy and Financial Inclusion on Saving and Investment Behaviour for Millennial Generation in DKI Jakarta

open access: yesTIJAB (The International Journal of Applied Business), 2023
Background: In 2019, financial literacy level in Indonesia was only 38,03%, while the financial inclusion rate was 76,19%. Financial literacy and inclusion levels related to saving that are identical to the banking sector have the highest values, with 36,
Alfiana Farah   +2 more
doaj   +1 more source

Influence of Financial Social Agents and Attitude Toward Money on Financial Literacy: The Mediating Role of Financial Self-Efficacy and Moderating Role of Mindfulness

open access: yesSAGE Open, 2022
This study examines the relationship between the financial socialization agents, attitude toward money, and financial literacy with the mediating role of financial self-efficacy and the moderating role of mindfulness.
Sheza Riaz   +6 more
doaj   +1 more source

Financial Literacy and Self‐Employment [PDF]

open access: yesJournal of Consumer Affairs, 2018
In this paper, we study the relationship between financial literacy and self‐employment. We use established financial literacy questions to measure literacy levels. The analysis shows a highly significant and positive correlation between the index and self‐employment.
Ćumurović, Aida, Hyll, Walter
openaire   +3 more sources

Financial literacy and fraud detection [PDF]

open access: yesThe European Journal of Finance, 2019
Who is better at detecting fraud? This paper finds that more financially knowledgeable individuals have a higher propensity to detect fraud: a one standard deviation increase in financial knowledge...
Engels, C., Kumar, K., Philip, D.
openaire   +2 more sources

Promoting Savings at Tax Time through a Video-Based Solution-Focused Brief Coaching Intervention

open access: yesJournal of Financial Therapy, 2016
Solution-focused brief coaching, based on solution-focused brief therapy, is a well-established practice model and is used widely to help individuals progress toward desired outcomes in a variety of settings.
Lance Palmer   +2 more
doaj   +1 more source

Fintech Penetration, Financial Literacy, and Financial Decision-Making: Empirical Analysis Based on Tar

open access: yesComplexity, 2020
The level of financial literacy of rural residents will affect their financial decisions and the financial well-being behind the decisions. This paper uses mediating effect and moderating effect to test the influence path of rural residents’ subjective ...
Yi Li   +4 more
doaj   +1 more source

Age, gender, and financial literacy in Japan

open access: yesPLoS ONE, 2021
Objective The aim of this study is to investigate the association between financial literacy and age as well as gender differences in financial literacy.
Shohei Okamoto, Kohei Komamura
doaj   +2 more sources

Financial Literacy Education in Ontario: An Exploratory Study of Elementary Teachers’ Perceptions, Attitudes, and Practices

open access: yesCanadian Journal of Education, 2021
Politicians are pushing school boards to do more to ensure students leave school with the financial literacy skills they will need to navigate an increasingly complex financial marketplace.
Gail E Henderson   +2 more
doaj   +1 more source

Financial Literacy and Its Impact on the Income Level of Chili Farmers in Rural Indonesia

open access: yesHabitat, 2023
The financial literacy level determines the economic condition of every social stratum. In other words, when farmers experience failure in regulating their economic activities, it is most likely due to their low financial literacy level.
Yudo Sekti Gigih   +3 more
doaj   +1 more source

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