Results 1 to 10 of about 106,138 (253)
Financial literacy among anaesthetists in an academic department in Johannesburg [PDF]
Background: Financial literacy is an important skill required to navigate the complex financial landscape. Wealth, income, race, age, geographical location and level of education affect financial literacy levels in South Africa. The aim of this study was
Ayesha Noor Mohamed, Zainub Jooma
doaj +2 more sources
Digital Financial Literacy and Life Satisfaction: Evidence from South Korea [PDF]
Digital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored the behavioral effects of digital financial literacy,
Youngjoo Choung +2 more
doaj +2 more sources
Financial Literacy and the Financial Crisis [PDF]
The ability of consumers to make informed financial decisions improves their ability to develop sound personal finance. This paper uses a panel dataset from Russia, an economy in which consumer loans grew at an astounding rate - from about US$10 billion in 2003 to over US$170 billion in 2008 - to examine the importance of financial literacy and its ...
Klapper, Leora +2 more
+6 more sources
Wealth and Welfare: Do Private and Public Safety Nets Compensate for Asset Poverty?
Economic shocks test the resilience of families around the world. Lockdowns, extended periods of unemployment, and inflation challenge the capabilities of private households to maintain their living standards whilst keeping their budgets in balance ...
Severin Rapp, Stefan Humer
doaj +1 more source
Financial Literacy in Residency
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Meraj, Fatima +2 more
openaire +2 more sources
Financial Literacy and Intertemporal Arbitrage [PDF]
We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level:
Oberrauch, Luis, Kaiser, Tim
openaire +3 more sources
Financial decisions have short- and long-term consequences; thus, financial literacy plays an important role. More so, solid personal financial literacy is a building block of one's financial well-being.
Rowel A. Gerzon, Grace L. Lopena
doaj +1 more source
Financial Literacy Externalities [PDF]
Abstract We use unique administrative data and a quasi-field experiment of exogenous allocation in Sweden to estimate medium- and longer-run effects of peoples’ exposure to financially literate neighbors on their financial behavior.
Haliassos, Michael +2 more
openaire +3 more sources
Financial Literacy and Financial Planning in France [PDF]
We study financial literacy in France using the PATER survey and following the Lusardi and Mitchell (2011c) approach. We find that some subpopulations are less financially literate than others: women, young and old people as well as less-educated people are more likely to face difficulties when dealing with fundamental financial concepts such as risk ...
Arrondel, Luc +2 more
openaire +5 more sources
Background: In 2019, financial literacy level in Indonesia was only 38,03%, while the financial inclusion rate was 76,19%. Financial literacy and inclusion levels related to saving that are identical to the banking sector have the highest values, with 36,
Alfiana Farah +2 more
doaj +1 more source

