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Journal of Business and Social Review in Emerging Economies, 2020 Financial literacy is the skill to conduct personal and also business finance. Financial literacy shows information and reasoned both for the economy and finance. Financial literacy is able to apply and regulate financial literacy that affects wellbeing.
Rika Desiyanti, Aza Azlina Md Kassim
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Media Ekonomi dan Manajemen, 2022 Financial literacy is a crucial variable for researchers and policymakers because financial literacy's contribution encourages inhabitants to organize future financial planning and decision improvement.
Khusaini Khusaini +4 more
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Financial Literacy and Intertemporal Arbitrage [PDF]
SSRN Electronic Journal, 2020 We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level:
Oberrauch, Luis, Kaiser, Tim
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Financial Literacy Confidence and Retirement Planning: Evidence from China
Risks, 2023 Though ample empirical evidence demonstrates the relationship between objective financial literacy and retirement planning, we have a limited understanding of the role of individuals’ subjective financial literacy in their retirement planning.
Bingzheng Chen, Ze Chen
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Financial literacy among the young: evidence and implications for consumer policy [PDF]
, 2009 We examined financial literacy among the young using the most recent wave of the 1997 National Longitudinal Survey of Youth. We showed that financial literacy is low; fewer than one-third of young adults possess basic knowledge of interest rates ...
Curto, Vilsa +2 more
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The Geography of Financial Literacy
Numeracy, 2013 This paper explores how well equipped today’s households are to make complex financial decisions in the face of often high-cost and high-risk financial instruments. Specifically we focus on financial literacy.
Christopher Bumcrot +2 more
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Economics and Culture, 2023 Research purpose. The main goal of the article is to determine the current level of financial literacy among clients of the selected bank in Slovakia. This finding will be compared with the average level in the country.
Kicova Eva +2 more
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Financial literacy and retirement planning: new evidence from the Rand American Life Panel [PDF]
, 2007 The present paper introduces a new dataset, the Rand American Life Panel (ALP), which offers several appealing features for an analysis of financial literacy and retirement planning.
Lusardi, Annamaria, Mitchell, Olivia S.
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Financial Literacy and the Financial Crisis [PDF]
SSRN Electronic Journal, 2012 The ability of consumers to make informed financial decisions improves their ability to develop sound personal finance. This paper uses a panel dataset from Russia, an economy in which consumer loans grew at an astounding rate - from about US$10 billion in 2003 to over US$170 billion in 2008 - to examine the importance of financial literacy and its ...
Klapper, Leora +2 more
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International Journal for Innovation Education and Research, 2021 The present paper explores various approaches to the development of cognitive process dimensions in financial literacy. Applying the regression model, the study has examined the strength of the relationship between the actual financial competence of 413 Brazilian’s students aged 18-21, studying economic disciplines, and their school performance.
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