Digital inclusive finance and asset allocation of Chinese residents: Evidence from the China Household Finance Survey. [PDF]
PLoS ONE, 2022 Combined with the expected utility theory, this paper constructs a theoretical analysis framework including the development level, financial literacy, and intelligence level of Inclusive Finance, puts forward the hypothesis of the development of digital ...
Kun Li, He Mengmeng, Junjun Huo
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Journal of Economic Literature, 2021 Household financial decisions are complex, interdependent, and heterogeneous, and central to the functioning of the financial system. We present an overview of the rapidly expanding literature on household finance (with some important exceptions) and suggest directions for future research.
FRANCISCO Gomes +2 more
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The Supply Side of Household Finance [PDF]
The Review of Financial Studies, 2019 We propose a new, data-based test for the presence of biased financial advice when households choose between fixed and adjustable rate mortgages. If households are wary, the relative cost of the two types should be a sufficient statistic for a household contract choice: the attributes of the bank that makes the loan should play no role.
Gabriele Foà +3 more
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Medical insurance, health risks, and household financial asset allocation: evidence from China household finance survey [PDF]
Frontiers in Public Health, 2023 There is a lack of micro evidence on whether medical insurance may optimize the household financial asset allocation by transferring health risk, despite the fact that health risk is a significant component driving families’ precautionary savings.
Chengming Li +6 more
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Cognitive–psychological mechanisms and decision-making in later life: the role of wealth perception capability [PDF]
Frontiers in PsychologyIntroductionDecision-making in later life is shaped not only by physiological decline but also by the joint influence of cognitive and psychological factors.
Xin He, Xin Zeng, Tao Jiang
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Identifying household finance heterogeneity via deep clustering. [PDF]
Ann Oper Res, 2023 Hwang Y, Lee Y, Fabozzi FJ.
europepmc +3 more sources
What affects rural households' entrepreneurial performance: Formal or informal finance availability? [PDF]
PLoS ONEThis study explores the role of financial availability in the growth and development of rural household entrepreneurship, particularly beyond the start-up phase.
Zhilue Xiang +4 more
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This dissertation represents the culmination of my PhD studies at the Department of Finance at Copenhagen Business School. It comprises three distinct chapters, each examining different aspects of households’ financial decision-making. These chapters are designed to be self-contained and can be read independently of one another.
Santoshi Rimal
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Digital inclusive finance penetration and household debt maturity structure: Empirical estimation based on China Family Panel Studies Data. [PDF]
PLoS ONEThis paper analyzes how the penetration of digital inclusive finance affects the maturity structure of household debt by matching data from the Peking University Digital Inclusive Finance Index and China Family Panel Studies (CFPS).
Jiayu Hou, Yingli Zhang
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Riding the terrain: Geographic influence on household adoption of digital finance
International Review of Economics & FinanceThe geography of economics provides valuable insights into the interaction between human societies and the land, elucidating patterns of spatial organization, resource allocation, and corresponding economic activities.
Yingxin Zhang +2 more
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