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Household Finance: An Emerging Field [PDF]
, 2013 Household finance - the normative and positive study of how households use financial markets to achieve their objectives - has gained a lot of attention over the past decade and has become a field with its own identity, style and agenda. In this paper we review its evolution and most recent developments.
Luigi Guiso, Paolo Sodini
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, 2020 This chapter argues that geographical approaches make clear how crucial the household is for understanding finance and financialization. Geographical approaches to household finance make visible new hierarchies and inequalities in the distribution and ...
Sumit Agarwal, Wenlan Qian, Ruth Tan
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Essays on household finance [PDF]
Chapter 2 documents empirical facts about household portfolios, fertility and financial literacy. Using variation in fertility and distinguishing between planned and unplanned children, I study how households adjust their portfolios around childbirth. The results show that households with planned children increase the share of illiquid assets (housing)
Guttman-Kenney, Benedict Andrew
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PLoS ONE, 2023 Digital finance provides a long-tail mechanism for alleviating relative poverty caused by unequal opportunities and rights. According to the inference of an improved Cobb-Douglas production function and Ramsey-Cass-Koopmans two-stage household ...
Shengfeng Xie +3 more
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Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data
Risks, 2022 This paper examines the usefulness of logit regression in forecasting the consumer bankruptcy of households using an imbalanced dataset. The research on consumer bankruptcy prediction is of paramount importance as it aims to build statistical models that
Magdalena Brygała
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Inquiry: The Journal of Health Care Organization, Provision, and Financing, 2022 This study estimates the financial burden of healthcare in Korea using the National Survey of Tax and Benefit panel data from 2009 to 2019. The sum of a household’s premium and out-of-pocket medical expenses defines the household financial burden of ...
Changwoo Lee PhD
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The Supply Side of Household Finance [PDF]
The Review of Financial Studies, 2019 We propose a new, data-based test for the presence of biased financial advice when households choose between fixed and adjustable rate mortgages. If households are wary, the relative cost of the two types should be a sufficient statistic for a household contract choice: the attributes of the bank that makes the loan should play no role.
Gabriele Foà +3 more
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Risks, 2022 Recent studies uncover the lack of symmetry in COVID-19-related economic shock distributions among households. Thus, questions arise about the appropriateness of diverse risk-coping mechanisms by households.
Anna Doś +2 more
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Energies, 2022 Energy efficiency through energy saving is a key trend in the modern world. Analyses have been conducted by scientists in different fields on various target groups that influence sustainable energy consumption.
Bożena Frączek +2 more
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Evaluation of Household Finance Management Effectiveness in the Biggest Polish Cities
Acta Universitatis Lodziensis. Folia Oeconomica, 2017 The main objective of the paper is to evaluate household finance management effectiveness in the biggest Polish cities. As part of the conceptualization study, the following specific objectives are set: adaptation of effectiveness approaches in relation ...
Marta Musiał
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