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Financial Literacy, Financial Education, and Downstream Financial Behaviors
Management Science, 2014Policy makers have embraced financial education as a necessary antidote to the increasing complexity of consumers' financial decisions over the last generation. We conduct a meta-analysis of the relationship of financial literacy and of financial education to financial behaviors in 168 papers covering 201 prior studies.
Fernandes, Daniel +2 more
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Financial Literacy and Financial Education: An Overview
SSRN Electronic JournalAbstract This chapter provides a comprehensive overview of the rapidly expanding empirical literature on financial literacy and financial education. We begin by discussing the stylized facts and demographic correlates of financial literacy, highlighting key trends across different population groups.
Kaiser, Tim, Lusardi, Annamaria
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Encyclopedia of Organizational Knowledge, Administration, and Technology, 2021
In a global financial environment with an ever-increasing number and complexity of financial products, an uneducated citizen is inevitably at a disadvantage when it comes to making informed financial decisions. Despite the vital importance of financial education and literacy, the reality is that the level of financial knowledge varies substantially ...
Sergio Camisón-Haba
semanticscholar +4 more sources
In a global financial environment with an ever-increasing number and complexity of financial products, an uneducated citizen is inevitably at a disadvantage when it comes to making informed financial decisions. Despite the vital importance of financial education and literacy, the reality is that the level of financial knowledge varies substantially ...
Sergio Camisón-Haba
semanticscholar +4 more sources
Financial education and financial satisfaction
International Journal of Bank Marketing, 2017Purpose The purpose of this paper is to investigate roles of financial literacy, financial behavior, and financial capability as mediating factors between financial education and financial satisfaction. Design/methodology/approach Data
Xiao, Jing Jian, Porto, Nilton
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Financial Education and Financial Literacy by Income and Education Groups
Journal of Financial Counseling and Planning, 2019This study examines associations between financial education and financial literacy among people with different levels of education and income using a large, national data set, the 2015 National Financial Capability Study. This study estimates whether financial education in high school, college, or through an employer, is associated with a person's ...
Jamie Wagner
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The Importance of Financial Education for the Effective Use of Formal Financial Services
Journal of Financial Literacy and Wellbeing, 2023This paper examines global data on unbanked and underbanked consumers to highlight the role improved financial literacy and capability could play in motivating and enabling the safe and beneficial use of financial services. The paper uses Global Findex
Saniya Ansar +2 more
semanticscholar +1 more source
Consumer financial education and risky financial asset holding in China
International Journal of Consumer Studies, 2021Risky financial asset holding is arguably a desirable financial behavior that contributes to consumer financial wellbeing. However, studies about associations between consumer financial education and risky financial asset holding in China remain limited.
Ting Zhu, J. Xiao
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The link between financial education and financial literacy: A cross-national analysis
The Journal of Economic Education, 2022Financial literacy is a competence that extends to many aspects of everyday life. The Great Recession has recently highlighted its relevance and the importance of financial literacy training in the school curricula.
John Jerrim +2 more
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Journal of Education for Business, 2021
This research aims to classify college students into meaningful groups based on their subjective financial knowledge (SFK), objective financial knowledge (OFK), and comparative financial knowledge (CFK) using Latent Profile Analysis (LPA).
A. Rabbani, Wookjae Heo, Jae Min Lee
semanticscholar +1 more source
This research aims to classify college students into meaningful groups based on their subjective financial knowledge (SFK), objective financial knowledge (OFK), and comparative financial knowledge (CFK) using Latent Profile Analysis (LPA).
A. Rabbani, Wookjae Heo, Jae Min Lee
semanticscholar +1 more source
Fintech, financial literacy, and financial education
The Routledge Handbook of Financial Literacy, 2021Peter J. Morgan
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