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Financial Literacy in Residency
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Meraj, Fatima+2 more
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Financial Literacy and Intertemporal Arbitrage [PDF]
We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level:
Oberrauch, Luis, Kaiser, Tim
openaire +4 more sources
This study examines the relationship between the financial socialization agents, attitude toward money, and financial literacy with the mediating role of financial self-efficacy and the moderating role of mindfulness.
Sheza Riaz+6 more
doaj +1 more source
The level of financial literacy of rural residents will affect their financial decisions and the financial well-being behind the decisions. This paper uses mediating effect and moderating effect to test the influence path of rural residents’ subjective ...
Yi Li+4 more
doaj +1 more source
Financial Literacy and Its Impact on the Income Level of Chili Farmers in Rural Indonesia
The financial literacy level determines the economic condition of every social stratum. In other words, when farmers experience failure in regulating their economic activities, it is most likely due to their low financial literacy level.
Yudo Sekti Gigih+3 more
doaj +1 more source
Financial literacy and retirement planning: new evidence from the Rand American Life Panel [PDF]
The present paper introduces a new dataset, the Rand American Life Panel (ALP), which offers several appealing features for an analysis of financial literacy and retirement planning.
Lusardi, Annamaria, Mitchell, Olivia S.
core +4 more sources
Financial literacy and financial literacy programmes in Australia [PDF]
Financial services markets require consumers to be more financially literate if they are to manage their finances effectively. Consequently, there have been an increasing number of attempts to measure financial literacy, as variously defined, and in response to observed deficiencies in financial literacy, an expanding number of financial literacy ...
openaire +5 more sources
The Behavioural Aspects of Financial Literacy [PDF]
In this paper, we investigate the contribution of behavioural characteristics to the financial literacy of UAE residents after controlling for demographic factors. Specifically, we test the relationship between financial literacy and behavioural biases such as representativeness, self-serving, overconfidence, loss aversion, and hindsight bias.
Florian Gerth+7 more
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Promoting Savings at Tax Time through a Video-Based Solution-Focused Brief Coaching Intervention
Solution-focused brief coaching, based on solution-focused brief therapy, is a well-established practice model and is used widely to help individuals progress toward desired outcomes in a variety of settings.
Lance Palmer +2 more
doaj +1 more source
Culture and Financial Literacy [PDF]
We study the effect of culture on financial literacy by comparing secondary-school students along the German-French language border within Switzerland. We find that students in the French-speaking area have a lower level of financial literacy than students in the German-speaking area.
Brown, Martin+2 more
openaire +4 more sources