Results 151 to 160 of about 1,788 (194)

Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending

open access: yesJournal of Financial Research, EarlyView.
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj   +2 more
wiley   +1 more source

Banks of a Feather: The Informational Advantage of Being Alike

open access: yesJournal of Money, Credit and Banking, EarlyView.
Abstract Banks lend more to banks that are similar to them. Using data from the German credit register and proprietary supervisory data on the quality of banks' loan portfolio, we show that a similar portfolio of the lending and borrowing bank helps to overcome information asymmetries in interbank markets.
PETER BEDNAREK   +3 more
wiley   +1 more source

Ossification of the cranium of Inpaichthys kerri (Characiformes: Acestrorhamphidae) with discussion of paedomorphic traits in the genus

open access: yesJournal of Anatomy, EarlyView.
In this study, we present a detailed description of the cranial development of Inpaichthys kerri (Characiformes: Acestrorhamphidae), highlighting important topics such as pedomorphic characters and their relationship with ontogeny and phylogeny, as well as ossification sequences unique to the species. Abstract The study of development provides valuable
Yasmim De Santana Santos   +1 more
wiley   +1 more source

Dementia‐Friendly Hospital—The Perspective of Professional Dementia Experts

open access: yesJournal of Clinical Nursing, EarlyView.
ABSTRACT Aim To investigate the professional dementia experts' understanding of a dementia‐friendly hospital to identify its characteristics. Design We used a qualitative design embedded in a case study. A total of 16 semi‐structured expert interviews were conducted with 17 professional dementia experts. Using inductive content analysis, the interviews
Christina Manietta   +7 more
wiley   +1 more source

Patient Experiences of Receiving Stroke Discharge Information in Accordance With Preferences

open access: yesJournal of Clinical Nursing, EarlyView.
ABSTRACT Aims To examine survivors' experiences of discharge information including risk communication after hospitalisation for a stroke and the characteristics associated with receiving information in accordance with their preferences. Background With advances in acute stroke care and an ageing population, the number of survivors of stroke is ...
Kristy Fakes   +6 more
wiley   +1 more source

Second Chance: Life with Less Student Debt

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We exploit an episode of plausibly random debt discharge due to the loss of paperwork for thousands of defaulted borrowers to examine the effects of private student debt relief on borrower outcomes. We find that borrowers who receive debt relief (treated) experience declines in debt balances and delinquency rates on other accounts, and ...
MARCO DI MAGGIO   +2 more
wiley   +1 more source

Corporate ESG Profiles and Investor Horizons

open access: yesThe Journal of Finance, EarlyView.
ABSTRACT We find that long‐term institutional investors tilt their portfolios toward firms with better Environmental, Social, and Governance (ESG) profiles, in the cross sections of both institutional investor portfolios and the ownership of firms. We test whether several theoretically motivated mechanisms can explain this relationship.
LAURA T. STARKS, PARTH VENKAT, QIFEI ZHU
wiley   +1 more source

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