Results 121 to 130 of about 67,908 (208)
Bank Capital and Misconduct Incentives
Journal of Economics &Management Strategy, EarlyView.ABSTRACT This paper studies large banks' incentives to engage in misconduct by abusing their dominant position in the market for loans and by mis‐selling an add‐on financial product to depositors. We draw new connections between stability‐focused prudential regulation and misconduct by studying the impact of higher capital requirements on misconduct ...
Jacob Seifert
wiley +1 more source
Trends and New Developments in FinTech
FinTechThis Special Issue (Trends and New Developments in FinTech) discusses fintech trends such as the aspects of the regulation of digital activities, the implementation of technologies on reducing carbon emissions, ESG investments by FinTech, the trend ...
Nikiforos T. Laopodis +1 more
doaj +1 more source
Journal of Economic Surveys, EarlyView.ABSTRACT This paper reviews how large‐scale mobility data can enhance economic analyses, highlighting its contributions to understanding travel behavior, labor markets, social interactions, and health outcomes. We discuss its advantages over traditional mobility data sources, which include real‐time location information and fine spatial resolution ...
Cristina Connolly +3 more
wiley +1 more source
Impact of FinTech on capital allocation: Empirical evidence from Jordan and Palestine
Borsa Istanbul ReviewThe explosive growth of financial technology (Fintech) has transformed the credit and equity markets, providing small businesses with unprecedented access to capital and driving financial inclusion.
Aladeen Hmoud +3 more
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FinTech Lending and Cashless Payments
The Journal of Finance, EarlyView.ABSTRACT Borrowers' use of cashless payments improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment usage complements other signals of borrower quality.
PULAK GHOSH, BORIS VALLEE, YAO ZENG
wiley +1 more source
FinTech, bank risk-taking, and credit allocation
Humanities & Social Sciences CommunicationsOver the past decade, FinTech has emerged as a pivotal catalyst for diversifying the operational landscape of commercial banks and fostering innovation in their revenue streams.
Yun He, Wei Fan
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City Digitalization and Corporate Financial Fraud: An Information Asymmetry Perspective
Journal of Management Studies, EarlyView.Abstract One pivotal driver of corporate financial fraud is the information asymmetry between cooperative executives and external stakeholders. We propose that city‐level digitalization can mitigate such information asymmetry and deter financial fraud of local firms.
Lu Shen, Kevin Zheng Zhou, Daokang Luo
wiley +1 more source
Journal of Management Studies, EarlyView.Abstract This essay argues that social media document (rather than fuel) the decline of political democracy while helping revive organizational democracy, including through ‘decentralized autonomous organizations’ (DAOs). Yet, despite giving everyone a voice and the ability to organize across borders, social media could over‐concentrate power if, in ...
J.P. Vergne
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Discover EducationThe rapid development of digital methods has been exciting for programming education, but there has been much less attention to compare the use of traditional classroom delivery and the use of an online learning environment with the incorporation of ...
Arthur William Fodouop Kouam
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