Engineering Reports, Volume 8, Issue 2, February 2026.In this study, we predicted BNPL loan defaults by introducing two new variables related to the use of digital banking platforms and assessing their impact. We compared ensemble learning models in combination with data balancing methods and logistic regression (for feature selection).
Parivash Khalili +3 more
wiley +1 more source
Women Entrepreneurs and Innovation Strategies: Driving Inclusive Fintech Business Growth in Sub-Saharan Africa. [PDF]
F1000ResOngesa Nyamboga T.
europepmc +1 more source
American Ethnologist, Volume 53, Issue 1, Page 45-56, February 2026.Abstract For millions of working‐class Mexicans, property has turned into rent. This transformation has fundamentally dislocated social reproduction in Mexico by eroding households’ ability to envision themselves as holders of patrimony and as lasting social formations. To understand how and to what effect property turned into rent, we must look to the
Inés Escobar González
wiley +1 more source
Commentary: Financial technologies (FinTech) for mental health: the potential of objective financial data to better understand the relationships between financial behavior and mental health. [PDF]
Front PsychiatryJanet Rodrigues L +6 more
europepmc +1 more source
Are Risky Banks Disciplined by Large Corporate Depositors?
Journal of Money, Credit and Banking, Volume 58, Issue 1, Page 39-77, February 2026.Abstract We analyze depositor discipline using auctions of unsecured money market deposits of firms to banks. In each auction, only the firm observes the banks and their interest rate bids. We observe that deposit interest rate bids increase with bank risk.
BJÖRN IMBIEROWICZ +2 more
wiley +1 more source
Innovating to lead: impact of organizational socialization on innovative work behavior in fintech companies mediated by organization-based self-esteem. [PDF]
BMC PsycholAlsudays S.
europepmc +1 more source
Models in Decision‐Making Under Risk and Uncertainty
Journal of Economic Surveys, Volume 40, Issue 1, Page 304-320, February 2026.ABSTRACT This paper systematically compares dominant frameworks for modeling decision‐making under risk and uncertainty, evaluating their theoretical trade‐offs and practical relevance for economic research. We establish key criteria for model selection—including predictive accuracy, descriptive realism, computational tractability, and ecological ...
Martin Höppner
wiley +1 more source
FinTech driven green energy transition foreign direct investment and ecological footprint in BRICST countries. [PDF]
Sci RepAyaydın H +4 more
europepmc +1 more source
Journal of Economic Surveys, Volume 40, Issue 1, Page 443-468, February 2026.ABSTRACT Cryptocurrency markets are known for their wide price fluctuations, lack of central control, and fast‐paced development. These characteristics present serious challenges to traditional theories about how markets work and how prices reflect available information.
Giulia Fantini, Joy Jia, Chiara Oldani
wiley +1 more source
A study on the promoting effect of environmental penalties on climate-friendly technological innovation in China. [PDF]
Sci RepZhang L, Zhang H, Yang Q.
europepmc +1 more source