ABSTRACT Young adults need to adopt responsible financial behaviors in order to protect themselves as consumers. While much about the factors that influence financial behavior is known from cross‐sectional and panel studies of mixed samples of younger and older individuals, relatively few studies have focused on young adults and even fewer have applied
Andrea Lučić +2 more
wiley +1 more source
Exploring the dual relationship between fintech and financial inclusion in developing countries and their impact on economic growth: Supplement or substitute? [PDF]
Azmeh C, Al-Raeei M.
europepmc +1 more source
ABSTRACT While the experiential learning approach effectively improves financial literacy in developed countries, its applicability in developing countries faces resource constraints. However, expanding banking access in developing countries may enhance traditional financial education programs by enabling the practical application of learned financial ...
Awais Farid Khan +3 more
wiley +1 more source
The intersection of finTech adoption, HR competency potential, service innovation, and firm growth in the banking sectors using Entropy and TOPSIS. [PDF]
Khan HU +4 more
europepmc +1 more source
From gateway to value ladder—The curious case of online mutual aid in China
Abstract This study examines how InsurTech‐enabled information provision, specifically the disclosure of claimant information previously unavailable in conventional insurance, influences individuals' insurance uptake. We leverage Mutual Aid (MA) platforms as a natural context to examine how socially framed loss information, peer influence, and salience
Ze Chen +3 more
wiley +1 more source
Moderating role of financial legal satisfaction in the relationship between business environment and health outcomes among Chinese financial professionals: a cross-sectional study. [PDF]
Lv S, Zhou X, Wang Y.
europepmc +1 more source
How Do Businesses Finance New Investment?
ABSTRACT This paper investigates how UK firms finance new investment and whether their choices follow a financing hierarchy consistent with leading theories of capital structure. Using a survey of 2886 firms conducted by the UK Department for Business and Trade and the Bank of England (2020–2023), we examine six financing sources: retained earnings ...
Marc Cowling +3 more
wiley +1 more source
Between Knowledge and Strategy: A Cross-Sectional Study on Financial Literacy, Coping, Consumer Loans, and Payment Preferences Among Young Adults in Sweden. [PDF]
Levinsson H, Santérus L, Samuelsson E.
europepmc +1 more source
Artificial intelligence, financial services knowledge, government support, and user innovativeness: Exploring the moderated-mediated path to fintech adoption. [PDF]
Akhtar M +3 more
europepmc +1 more source
FinTech regulation and banks' risk-taking: Evidence from China. [PDF]
Wu Z, Li L, Wang B, Zhang X.
europepmc +1 more source

