Results 241 to 250 of about 26,163 (289)

Time Will Tell—A Longitudinal Study of Consideration of Future Consequences and Financial Behavior in Young Adults

open access: yesJournal of Consumer Affairs, Volume 60, Issue 2, Summer 2026.
ABSTRACT Young adults need to adopt responsible financial behaviors in order to protect themselves as consumers. While much about the factors that influence financial behavior is known from cross‐sectional and panel studies of mixed samples of younger and older individuals, relatively few studies have focused on young adults and even fewer have applied
Andrea Lučić   +2 more
wiley   +1 more source

Bank on It: How Bank Account Access Enhances the Effectiveness of Financial Literacy Programs in Pakistan: A Quasi‐Experimental Evaluation

open access: yesJournal of Consumer Affairs, Volume 60, Issue 2, Summer 2026.
ABSTRACT While the experiential learning approach effectively improves financial literacy in developed countries, its applicability in developing countries faces resource constraints. However, expanding banking access in developing countries may enhance traditional financial education programs by enabling the practical application of learned financial ...
Awais Farid Khan   +3 more
wiley   +1 more source

From gateway to value ladder—The curious case of online mutual aid in China

open access: yesJournal of Risk and Insurance, Volume 93, Issue 2, Page 349-387, June 2026.
Abstract This study examines how InsurTech‐enabled information provision, specifically the disclosure of claimant information previously unavailable in conventional insurance, influences individuals' insurance uptake. We leverage Mutual Aid (MA) platforms as a natural context to examine how socially framed loss information, peer influence, and salience
Ze Chen   +3 more
wiley   +1 more source

How Do Businesses Finance New Investment?

open access: yesThe Manchester School, Volume 94, Issue 3, Page 278-295, June 2026.
ABSTRACT This paper investigates how UK firms finance new investment and whether their choices follow a financing hierarchy consistent with leading theories of capital structure. Using a survey of 2886 firms conducted by the UK Department for Business and Trade and the Bank of England (2020–2023), we examine six financing sources: retained earnings ...
Marc Cowling   +3 more
wiley   +1 more source

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