Results 11 to 20 of about 1,832,529 (231)
Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending [PDF]
Journal of Money, Credit and Banking, 2009 We examine how bank funding structure and securitization activities affect the currency denomination of business loans. We analyze a unique dataset that includes information on the requested and granted loan currency for 99,490 loans granted to 57,464 firms by a Bulgarian bank.
Brown, Martin +3 more
openaire +7 more sources
Foreign Currency Loans - Demand or Supply Driven? [PDF]
, 2009 Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by one bank to sixty thousand different firms during the ...
Brown, Martin +2 more
openaire +11 more sources
Monetary and Macroprudential Policy with Foreign Currency Loans [PDF]
SSRN Electronic Journal, 2014 Abstract In a number of countries a substantial proportion of mortgage loans is denominated in foreign currency. In this paper we demonstrate how their presence affects economic policy and agents’ welfare. To this end we construct a small open economy model with financial frictions, where housing loans can be denominated in domestic or foreign ...
Kolasa, Marcin +2 more
openaire +5 more sources
Exchange rate exposure, foreign currency derivatives and the introduction of the euro : French evidence [PDF]
, 2007 We investigate the impact of the introduction of the Euro on exchange rate exposures for French corporations and examine the corporate use of foreign currency derivatives to hedge exchange rate exposure post-Euro.
Marshall, A.P. +5 more
core +4 more sources
The Loan Agreement: to the question of controversial issues of form and subject
Теорія і практика правознавства, 2016 Problem setting. Often at the conclusion and realization of the loan agreement arise disputes about the form and the possibility of usage as a subject of the contract the foreign currency. Relevance of the research topic.
В. П. Янишен
doaj +1 more source
Domestic or foreign currency? Remittances and the composition of deposits and loans [PDF]
Journal of Economic Behavior & Organization, 2019 This paper investigates the effects of remittance receipts on the currency composition of deposits and loans in the home-country banking system. For this objective, we first develop a simple model that links remittance flows to the decisions of households and firms with regard to the optimal share of deposits and loans, respectively, held in the form ...
Capasso S., Neanidis K. C.
openaire +4 more sources
Sources of Foreign Currency Debt in European Countries
Problemy Zarządzania, 2016 The goal of this paper is to identify the causes behind household and business debt in foreign currency as witnessed in selected European countries over the years 2003–2014.
Renata Karkowska
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Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers [PDF]
Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej, 2019 The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the ...
Anna Wilk
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Foreign Currency Loans and Systemic Risk in Europe [PDF]
Review, 2013 Foreign currency loans to the unhedged non-banking sector are remarkably prevalent in Europe and create a significant exchange-rate-induced credit risk to European banking sectors. In particular, Swiss franc (CHF)-denominated loans, popular in Eastern European countries, could trigger simultaneous bank failures if depreciation of the domestic ...
openaire +5 more sources
Financial dollarization: Trojan horse for Ukraine?
Ekonomika, 2015 The paper revisits the causes and consequences of financial dollarization in Ukraine during the past decade (monthly data). Dollarization in emerging markets plays a dual role: positive and negative.
Nataliia Versal, Andriy Stavytskyy
doaj +1 more source