Results 11 to 20 of about 1,084 (278)
Іноземна валюта в позиковому зобов’язанні
Проблеми Законності, 2019 Статтю присвячено дослідженню проблем, пов’язаних із використанням іноземної валюти в договорах позики між фізичними особами. Зроблено висновок, що слід розмежовувати дві ситуа ції: перша – коли іноземна валюта виступає предметом зобов’язання, друга ...
Богдан Петрович Карнаух
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Deleveraging and Foreign Currency Loan Conversion Programs in Europe
Comparative Economic Studies, 2020 This paper first reviews the developments in the size and composition of the European banking sectors’ balance sheets since the Global Financial Crisis, and then assesses the impact of foreign currency loan conversion programs on systemic risk. Aggregate data from 2009Q1 to 2019Q3 indicate three major developments.
Viktória Vidaházy, Pınar Yeșin
exaly +3 more sources
THE FOREIGN CURRENCY INDEXATION CLAUSE IN THE BANK LOANS IN SERBIA
Ekonomika Poljoprivrede (1979), 2011 In Southeast Europe the use of foreign currency in general and euro in particular is widespreaded phenomen that is also referred as euroization. The term euroization referees to de facto or de iure use of the euro as legal tender, medium of exchange ...
Predrag Kapor
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Foreign currency loan conversions and currency mismatches [PDF]
Journal of International Money and Finance, 2022 Abstract This paper examines the effect of currency conversion programs from Swiss franc-denominated loans to other currency loans on currency risk for banks in Central and Eastern Europe (CEE). Swiss franc mortgage loans proliferated in CEE countries prior to the financial crisis and contributed to the volume of non-performing loans as the Swiss ...
Andreas M Fischer
exaly +2 more sources
THE FORECASTING OF VOLUMES OF FOREIGN CURRENCY LOANS GRANTED TO INDIVIDUAL ENTREPRENEURS IN POLAND IN THE ASPECTS OF ECONOMIC SECURITY [PDF]
Defence Science Review, 2020 In the article, the author raises the issue of the forecast of volumes of foreign currency loans granted in Poland to individual entrepreneurs on the basis of original data gathered from the National Bank of Poland, in the aspects of economic security ...
Bartosz Kozicki, Paweł Jaśkiewicz
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Foreign Currency Loans and Systemic Risk in Europe [PDF]
Review, 2013 Foreign currency loans to the unhedged non-banking sector are remarkably prevalent in Europe and create a significant exchange-rate-induced credit risk to European banking sectors. In particular, Swiss franc (CHF)-denominated loans, popular in Eastern European countries, could trigger simultaneous bank failures if depreciation of the domestic ...
Pınar Yeşin
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Monetary and Macroprudential Policy with Foreign Currency Loans [PDF]
SSRN Electronic Journal, 2014 Abstract In a number of countries a substantial proportion of mortgage loans is denominated in foreign currency. In this paper we demonstrate how their presence affects economic policy and agents’ welfare. To this end we construct a small open economy model with financial frictions, where housing loans can be denominated in domestic or foreign ...
Michał Brzoza‐Brzezina +2 more
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Foreign Currency Loans and Credit Risk: Evidence from U.S. Banks [PDF]
Journal of International Economics, 2017 When firms borrow in foreign currency but collect revenues in local currency, exchange rate changes can affect their ability to repay their debt. Using loan-level data from U.S. banks’ regulatory filings, this paper studies the effect of exchange rate changes on firms’ loan payments.
Friederike Niepmann +1 more
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Foreign Currency Loans and Directive 93/13: The CJUE as a Legal Architect
, 2023 W niniejszym rozdziale pokazano, w jaki sposób Trybunał Sprawiedliwości UE rozstrzygnął najbardziej istotne zagadnienia umów kredytów walutowych, dokonując wykładni przepisów dyrektywy 93/13/EWG w sprawie nieuczciwych warunków w umowach konsumenckich.
Piotr Tereszkiewicz
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Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending [PDF]
SSRN Electronic Journal, 2011 We examine how bank funding structure and securitization activities affect the currency denomination of business loans. We analyze a unique data set that includes information on the requested and granted loan currency for 99,490 loans granted to 57,464 firms by a Bulgarian bank.
Martin Brown +2 more
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