Results 81 to 90 of about 156,065 (254)

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

open access: yesJournal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei   +2 more
wiley   +1 more source

Clube de Regatas Vasco da Gama - Estatuto de 1983

open access: yes, 1983
O documento integra o acervo doado por Henrique Licht.Estatuto do Clube de Regatas Vasco da Gama. O documento contem definições sobre os órgãos e instancias do clube, bem como os procedimentos a ser adotados em assembleias, composição de comissões e da ...
Club de Regatas Vasco da Gama
core  

Strategi Pemberdayaan Masyarakat melalui Program Pembentukan Destinasi Wisata dan Usaha Kecil [PDF]

open access: yes, 2019
Pemerintah Kabupaten Lumajang mempunyai harapan yang tinggi dibidang pariwisata dan kewirausahaan. Hal ini bertujuan untuk meningkatkan ekonomi masyarakat.
Setyobakti, Moh. Hudi   +2 more
core  

Inéditos de Basílio da Gama

open access: yes, 2021
Inéditos de Basílio da Gama, localizados por Augusto Massi, com tradução de Alexandra de Brito Mariano e Maurício Santana ...
Mariano, Alexandra de Brito   +3 more
core   +1 more source

AI Platforms as Cooperation Enablers Favoring the Development of Strategic Situating Capabilities Within Solution Delivery Ecosystems

open access: yesJournal of Product Innovation Management, EarlyView.
ABSTRACT Academic Summary By integrating artificial intelligence (AI) platforms into their processes, firms aim to enhance their strategic capabilities and gain a competitive advantage. This study investigates the impact of such platforms on value generation within solution‐based strategies, proposing two connected mechanisms.
Yancy Vaillant   +2 more
wiley   +1 more source

IDENTIFIKASI TINGKAT EMOSI MAHASISWA SEMESTER GENAP JURUSAN AKUNTANSI DAN PENGARUHNYA TERHADAP PROBLEM SOLVING TES SEDERHANA SISTEM PERSAMAAN LINEAR DUA VARIABEL (SPLDV) DAN PENINGKATANEKONOMI MAHASISWA DI STIE WIDYA GAMA LUMAJANG TAHUN ACADEMIC 2017/2018 [PDF]

open access: yes, 2018
Emotional Quotient (EQ) adalah kemampuan memahami perasaan diri sendiri dan orang lain, kemampuan memotivasi diri sendiri dan orang lain, kemampuan mengelola emosi dengan baik pada diri sendiri maupun pada orang lain.
Khairullah, Mohammad Noor
core   +1 more source

Complexity Navigation and Dual Enablement: Business Model Innovation at the Intersection of AI and the Circular Economy

open access: yesJournal of Product Innovation Management, EarlyView.
ABSTRACT The circular economy (CE) has emerged as a promising paradigm to address environmental challenges through resource efficiency, product life cycle transformation, and business model innovation. Yet, implementing circular business models remains challenging due to the complexity of coordinating stakeholders and managing large volumes of data ...
Konstantin Remke   +4 more
wiley   +1 more source

Ariadnema polymorpha gen. et sp. nov. (Scytonemataceae, Cyanobacteria): A new heterocytous cyanobacterium with true and false branching from ruins in the Brazilian Atlantic Forest

open access: yesJournal of Phycology, EarlyView.
Abstract A novel heterocytous Cyanobacterium, Ariadnema polymorpha gen. et sp. nov., was observed in the northern Brazilian Atlantic Forest (BAF), a globally significant biodiversity hotspot that has microbiome diversity yet to be explored. Isolated from ancient sugarcane mill ruins within the BAF, the new genus (strain CCAPE130) exhibits a unique ...
Jefferson Vitor Melo Cabral   +3 more
wiley   +1 more source

Techniques for Teaching Speaking Skill in Widya Gama Mahakam University [PDF]

open access: yes, 2017
Speaking as one of the four skills in English is seen as the most crucial skill to be mastered by English learners. For most people the successes in learning a language can be seen from how far the student can speak and communicate in the language learn.
Dedi Rahman Nur   +3 more
core   +1 more source

Circumscription of three new taxa of Merismopedia‐like Cyanobacteria shows how far convergent evolution can go

open access: yesJournal of Phycology, EarlyView.
Abstract The genus Merismopedia (Merismopediaceae, Chroococcales), characterized by rectangular colonies with cells arranged in regular perpendicular rows and columns, represents a challenging study system due to its limited cultivability. The genus recently underwent taxonomic revision using cultivation‐independent techniques and a polyphasic approach.
Jan Pokorný   +2 more
wiley   +1 more source

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