A joint model of cost and churn for the insurance industry
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong +4 more
wiley +1 more source
Linking Biological Parameters to Fishery Management: Stock Assessment of Green Tiger Prawn, <i>Penaeus semisulcatus</i> De Haan, 1844 Along the Red Sea Coast of Saudi Arabia. [PDF]
Tıraşın EM +8 more
europepmc +1 more source
Kant on Bullshit Jobs—Mere Means and True Means
ABSTRACT Following David Graeber's Bullshit Jobs, there has recently been academic and public discussion about useless work. Immanuel Kant maintains that we ought to be means for others and that there is a duty to be useful. Graeber and Kant are both concerned with a form of harm often overlooked in contemporary ethics and political philosophy, namely,
Martin Sticker
wiley +1 more source
How Grouping Data over Time Can Hide Signs of Stock Status: A Case Study Using LBSPR on Frigate Tuna (<i>Auxis thazard</i>, Lacépède, 1800) in the Northeast Atlantic Ocean. [PDF]
Bayon MS +5 more
europepmc +1 more source
ABSTRACT This article places the work of Lance Taylor in the broader context of efforts in the 1980s to renew the structuralist tradition of development economics, into what was then newly coined as neo‐structuralism. These efforts centred around three groups: CEPAL, Lance Taylor and his team at MIT, and a group of economists based at the Institute of ...
Andrew M. Fischer
wiley +1 more source
Biological aspects and population dynamics of the European pilchard Sardina pilchardus (Walbaum, 1792) in the southeastern Mediterranean waters. [PDF]
Badreldin M +3 more
europepmc +1 more source
Looking for trouble: A common threat‐detection mechanism underlying pain, fear, and anxiety
I put forward a novel cognitive architecture for pain, fear, and anxiety, according to which these three capacities are underpinned by a common threat‐detection mechanism. This mechanism takes information about potential threats as input, assesses whether the threat is actual and, if it deems it is, outputs a threat representation.
Luca Barlassina
wiley +1 more source
The Selectivity of Different Fishing Gear used in Lofoten
openaire +1 more source
Developmental work on ostensive communication calls for reconsidering existing theoretical accounts within a comprehensive framework of early pragmatics and its development. In this paper, we propose a new perspective on the ontogeny and development of ostensive communication as underpinned by a process of knowledge and representational redescription ...
Edoardo Vaccargiu, Diana Mazzarella
wiley +1 more source
ABSTRACT Generative artificial intelligence (AI) can transform research and development (R&D) by enhancing efficiency, accelerating product development, and fostering innovation. As companies seek to integrate this technology, understanding the role of organizational readiness and AI literacy as well as generative AI's impact on innovation capacity ...
Stefanie Steinhauser, Paulina Heid
wiley +1 more source

