The group-lending model and social closure: microcredit, exclusion, and health in Bangladesh. [PDF]
J Health Popul Nutr, 2009 Schurmann AT, Johnston HB.
europepmc +1 more source
Group lending and the role of the group leader:Theory and evidence from Eritrea [PDF]
: This paper investigates the strategic monitoring behaviour within a group lending setting. We develop a theoretical model, showing that monitoring efforts of group members differ from each other in equilibrium, as a result of the asymmetry between ...
Eijkel, Remco van +2 more
core +1 more source
How important are peer effects in group lending?: Estimating a static game of incomplete information [PDF]
group lending, Microfinance, peer effects, repayment, group heterogeneity, peer pressure,
Deininger, Klaus +2 more
core
COMMUNITY WEALTH-BUILDING THROUGH GRASSROOTS MICROCREDIT IN NIGERIA
International Studies JournalThis study explores how grassroots microcredit programs contribute to community wealth creation in rural Nigeria, where traditional financial systems often exclude vulnerable populations.
NAGERI KAMALDEEN
doaj
Joint Liability Lending in Microcredit Markets with Adverse Selection: a Survey [PDF]
This paper reviews recent literature on joint liability lending in microcredit markets characterized by adverse selection. This mode of lending consists of granting individual loans to wealthless borrowers provided that they form groups: if a group does ...
Alessandro Fedele
core
Does Subsidising the Cost of Capital Help the Poorest? An Analysis of Saving Opportunities in Group Lending [PDF]
This paper shows that subsidising the cost of capital restricts the ability of the poorest to participate in the group lending mechanisms that include saving opportunities.
Kumar Aniket
core
REPAYMENT INCENTIVES AND THE DISTRIBUTION OF GAINS FROM GROUP LENDING [PDF]
Group loans with joint liability have been a distinguishing feature of many micronance programs. While such lending has benetted millions of borrowers, major lending insti- tutions have acknowledged their limited impact among the very poor and have ...
Jean-Marie Baland +2 more
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A Systematic Review of Group Lending
Abstract Group lending is a type of loan and deposit process management employed by financial institutions when interacting with groups of customers. This mechanism was first introduced by the Grameen Bank of Bangladesh in 1976 under the leadership of Muhammad Yunus. Subsequently, banks worldwide have adopted and modified this approach.
Shahriyar Mohammadi +2 more
openaire +1 more source
Trajectory of longitudinal lending discrimination modifies the efficacy of a skills-based intervention in stroke survivors. [PDF]
J Stroke Cerebrovasc DisWing JJ +5 more
europepmc +1 more source
We analyze lending contracts when social sanctions are used to enforce repayments and borrowers differ in their unobserved sanctioning abilities. Symmetric group loans are preferred to cosigned loans when borrowers are relatively equal, and cosigned ...
Ashok S. Rai, Philip Bond
core