Results 261 to 270 of about 417,790 (293)

Credit Rationing, Group Lending and Optimal Group Size

Annals of Public and Cooperative Economics, 1998
I develop a model of credit rationing with effort unobservable by lenders where borrowers can choose among projects of different riskiness. In such a set‐up rationing that can be relaxed if borrowers put up physical collateral arises. Group lending proves to be a possible means to relax rationing and improve efficiency when physical collateral is not ...
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Group lending under asymmetric information

Journal of Development Economics, 1999
This paper examines joint liability loan contracts as part of a screening mechanism adopted by lenders using group lending schemes. A model and one-period game are introduced in order to analyze the type of optimal loan contracts that emerge when lenders have less information than borrowers.
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Group lending with covariate risk

Journal of Development Economics, 2022
Christian Ahlin, Godwin Debrah
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A study of group lending and incentives in Bolivia

International Journal of Social Economics, 2000
Documents a case study of an urban group lending programme run by the bank BancoSol in La Paz, Bolivia. The lending programme has proved capable of sustaining a set of widely accessible lending relations with a large number of self‐employed microentrepreneurs in Bolivia. In documenting this programme, our aim is to contrast several features of BancoSol’
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The impact of group lending in Northeast Thailand

Journal of Development Economics, 1999
Abstract Much of the literature on group lending focuses on its high repayment rates rather than its goal of promoting borrower welfare. Most studies that attempt to measure the impact of group lending neglect the issues of self-selection and endogenous program placement, thus leading to biased estimates of impact.
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Informal Credit and Group Lending: Modeling the Choice

2006
In a given geographical area, what happens when a farmer, a craftsman, or a small merchant has the opportunity to chose between participating in a group loan or resorting to an informal money-lender? This paper presents a theoretical model that examines such situations, placing group lending and informal credit in a competitive market context, and also
MASCIANDARO, DONATO, DALLA PELLEGRINA L.
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Group lending : an approach to eradicate poverty

2017
This thesis concentrates on group lending, which is considered a major force behind the successful operation of microcredit institutions. This research explores group-lending mechanisms and group-formation techniques which improve repayment performance and reduce group failures.
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Equilibrium Risk-Matching in Group Lending [PDF]

, 2000
This paper examines group formation in group-credit contracts recently popular in credit programs for the poor. The joint-liability in these contracts induces a correlation between the choice of partner and of repayment strategy. We show that this leads to non-monotone matching patterns, which differs with the homogeneous or assortative matching ...
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Group lending or individual lending? Evidence from Mongolia

2012
Emla Fitzsimons, Heike Harmgart, Britta Augsburg, Ralph De Haas   +3 more
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Risk assessment in social lending via random forests

Expert Systems With Applications, 2015
Milad MalekiPirbazari
exaly