Results 31 to 40 of about 18,977 (305)

Household Debt and Aging in Japan

open access: yesSSRN Electronic Journal, 2019
Abstract This chapter analyzes the borrowing behavior of Japanese households compared to the other Group of Seven (G7) countries, and it also evaluates patterns by the age of the household head. In Japan, pre-retirees (age 50–59) do not carry high amounts of debt, and their financial health is satisfactory. By contrast, households with a
Horioka, Charles Yuji, Niimi, Yoko
openaire   +4 more sources

Is the household sector over-indebted in China? – the perspective of economic growth and financial risks

open access: yesTechnological and Economic Development of Economy
In this paper, we introduce household debt into a general equilibrium model and investigate the sources of changes in household debt through the lens of leverage constraints of the household sector, firms, and banks.
Ziwei Liu, Xuemei Zheng, Fenju Zou
doaj   +1 more source

Houses as Collateral and Household Debt Deleveraging in Korea

open access: yesEconomics: Journal Articles, 2021
As Korea’s household debt has increased rapidly since the mid-2000s, concerns that its economy’s hard-wired leveraging may negatively impact economic activity have grown. Calls are being made for policy actions to return the economy to its long-run trend.
Song Joonhyuk, Ryu Doojin
doaj   +1 more source

Household debt leverage, social comparison pressure, and residents' happiness

open access: yesInternational Review of Economics & Finance
This paper systematically explores the impact mechanism and heterogeneity characteristics of household debt leverage on residents' happiness based on urban panel data from China covering the years 2010 to 2023.
Huaming Zhang   +2 more
doaj   +1 more source

Household Debt and Delinquency over the Life Cycle

open access: yesAsian Development Review, 2020
This paper uses loan-level data from Thailand's National Credit Bureau to study household debt over the life cycle of borrowers. We decompose two aggregate and commonly used measures of debt—debt per capita and delinquency rate—into components that ...
Sommarat Chantarat   +3 more
doaj   +1 more source

Recycling of NiTi Shape Memory Alloys: Fundamental and Technological Aspects of a Vacuum Induction Melting Processing Route

open access: yesAdvanced Engineering Materials, EarlyView.
The present study investigates recycling of NiTi shape memory alloys via vacuum induction melting. An ingot was synthesized from elemental Ni and Ti and subjected to three subsequent remelting cycles. Remelting increases process durations and impurity levels and adversely affects microstructures and functional properties.
Sakia Sophia Noorzayee   +7 more
wiley   +1 more source

Household debt and the European crisis. ECRI Research Report No. 13, June 2013 [PDF]

open access: yes, 2013
The fall in economic output all over Europe since 2008 has had important consequences for household liabilities. Major growth in demand and supply for household credit products has generated an increase in household debt, which contributed to growth ...
Chmelar, Ales
core  

Factors influencing household debt structure under various credit constraints

open access: yesJournal of Management Science and Engineering
Household debt is a critical component of family financial management, especially considering the prevalence of credit constraints. This study investigates the determinants of Chinese household debt structure, focusing on the choice between formal and ...
Chenglu Jin   +5 more
doaj   +1 more source

Income transfers and household debt. The advancing collateralization of social policy in the midst of restructuring crises* [PDF]

open access: yesBrazilian Journal of Political Economy
The aim of this article is to address how household debt and contemporary credit markets seem to be the defining elements in the reshaping of social policy both in developing and developed countries.
LENA LAVINAS   +2 more
doaj   +1 more source

Do Unpaid Children’s Hospital Account Balances Correlate with Family Income or Insurance Type?

open access: yesPlastic and Reconstructive Surgery, Global Open, 2023
Background:. Current understanding of medical debt among various income ranges and insurance carriers is limited. We analyzed median household incomes, insurance carriers, and medical debt of plastic surgery patients at a major metropolitan children’s ...
Alice Yau, BS   +5 more
doaj   +1 more source

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