Results 111 to 120 of about 677 (217)

Does financial knowledge affect borrower discouragement among various social categories? Evidence from the United States

Journal of Consumer Affairs, EarlyView.
Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei, Allan Riding, George Saridakis   +2 more
wiley   +1 more source

Learning in the Limit: Income Inference from Credit Extensions

The Journal of Finance, EarlyView.
ABSTRACT Combining a randomized controlled trial with administrative and survey data, this paper shows that credit limit extensions significantly increase total spending and income expectations. By controlling for changes in personal income expectations, the spending response to credit limit extensions weakens by approximately 30%.
XIAO YIN
wiley   +1 more source

The correction of the urban-rural wealth Gini coefficient of China. [PDF]

PLoS One
Dai P, Jin Z.
europepmc   +1 more source

How does debt shape health outcomes for older Americans? [PDF]

Soc Sci Med, 2023
Mudrazija S, Butrica BA.
europepmc   +1 more source

Twin Defaults and Bank Capital Requirements

The Journal of Finance, EarlyView.
ABSTRACT We examine optimal capital requirements in a quantitative general equilibrium model with banks exposed to nondiversifiable borrower default risk. Contrary to standard models of bank default risk, our framework captures the limited upside, but significant downside risk of loan portfolio returns.
CATERINA MENDICINO, KALIN NIKOLOV, JUAN RUBIO‐RAMIREZ, JAVIER SUAREZ, DOMINIK SUPERA   +4 more
wiley   +1 more source

Like father, like son? Intergenerational transmission of household housing preference: Evidence from China. [PDF]

Heliyon
Chen L, Guo S, Zhang W, Li X, Dong J.
europepmc   +1 more source

Independent or Joint? How Relative Income and Wealth Relate to Couples' Money Management in Eastern and Western Germany

Journal of Marriage and Family, EarlyView.
ABSTRACT Objective To assess the prevalence of independent money management (IMM) versus joint management among Eastern and Western German couples and examine how partners' relative income and wealth relate to IMM across regional contexts. Background IMM is often linked to contexts with higher levels of gender equality and greater resource equality ...
Agnieszka Althaber, Nicole Kapelle, Kathrin Leuze   +2 more
wiley   +1 more source

Atlas Unplugged: Re‐Imagining the Premises and Prospects of Capitalism for Business and Society

Journal of Management Studies, EarlyView.
Abstract Atlas Shrugged, Ayn Rand’s dystopian work of fiction, became a cornerstone of libertarian philosophy and its influence continues as an articulation of contemporary capitalism. In introducing this Special Issue, we revisit its core assumptions and contradictions in order to reimagine capitalism and reflect on the potential of management studies
Rick Delbridge, Charlene Zietsma, Roy Suddaby, Rashedur Chowdhury, Christopher Wickert   +4 more
wiley   +1 more source

The Impact of Precise Geographic Adjustments on the Supplemental Poverty Measure. [PDF]

Popul Res Policy Rev
Mueller JT, L Sullivan D, M Brooks M, S Baker R.   +3 more
europepmc   +1 more source