Abstract In many low‐ and middle‐income countries, social insurance provides basic pension benefits with limited cover for illness and care costs, while private insurance markets are underdeveloped. Using an online survey of retirement portfolio choices in urban China, we examined the stated demand for longevity, critical illness, and long‐term care ...
Cheng Wan +3 more
wiley +1 more source
Health-promoting housing policy in a changing climate: integrating affordability, security, and resilience. [PDF]
McKee M +3 more
europepmc +1 more source
A joint model of cost and churn for the insurance industry
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong +4 more
wiley +1 more source
The impact of housing prices on residents' health: a systematic review. [PDF]
Grewal A +4 more
europepmc +1 more source
House Prices and Bank Lending to SMEs: Evidence From UK Local Authorities
ABSTRACT Using panel data for 304 local authorities in the UK from 2014 to 2021, we empirically examine three issues: (a) how booms in house prices affect bank lending to small and medium‐sized enterprises (SMEs); (b) whether these effects differ when SMEs hold larger amounts of real estate and buildings and (c) whether a rise in house prices can cause
Jalal Siddiki, Zilong Wang
wiley +1 more source
Historical redlining and contemporary home mortgage lending: Investigating neighborhood-level racial disparities in mortgage originations in the United States. [PDF]
Chen L +4 more
europepmc +1 more source
The Effect of Airbnb on Housing Prices: Evidence From the 2017 Solar Eclipse
ABSTRACT This study exploits the 2017 solar eclipse as a natural experiment to estimate the causal impact of Airbnb activity on housing prices. The eclipse created a temporary demand shock that induced a persistent increase in Airbnb supply. Using an IV/2SLS framework, we find that a 1% increase in Airbnb listings raises housing prices by 0.037%–0.043%,
Denvil Duncan, Justin Ross
wiley +1 more source
Residential Mobility, Housing Instability, Adverse Childhood Experiences, and the Moderating Role of Neighborhood Contexts. [PDF]
Yoo J, Fisher S, Kim J.
europepmc +1 more source
Kant on Bullshit Jobs—Mere Means and True Means
ABSTRACT Following David Graeber's Bullshit Jobs, there has recently been academic and public discussion about useless work. Immanuel Kant maintains that we ought to be means for others and that there is a duty to be useful. Graeber and Kant are both concerned with a form of harm often overlooked in contemporary ethics and political philosophy, namely,
Martin Sticker
wiley +1 more source
Cognitive Aging in the Context of the Housing Crisis: Trends and Evidence From the Health and Retirement Study. [PDF]
Hanes DW, Clouston SAP.
europepmc +1 more source

