Results 121 to 130 of about 109,699 (263)
Bank Opacity and Safe Asset Moneyness
Journal of Money, Credit and Banking, EarlyView.Abstract A bank is more effective as a supplier of money‐like safe assets when (i) its return on equity (ROE) is relatively lower and (ii) it is relatively more opaque about its balance sheet. A model is presented to support this, emphasizing that safe asset investors focus on the left tail of the collateral value distribution.
SANG RAE KIM
wiley +1 more source
THE ROLE OF THE ROMANIAN NATIONAL BANK IN APPLYING THE BANKRUPTCY PROCEDURE OF THE BANKING CREDIT INSTITUTIONS [PDF]
Challenges of the Knowledge Society, 2013 The article examines the role of the National Bank of Romania in the insolvency procedure of the banking institutions. The most important regulations regarding this issue consist in the Government’s Order 10/2004 regarding the bankruptcy of credit ...
RARES-SEBASTIAN PUIU-NAN
doaj
Comments on the September 29, 2014 FSB Consultative Document, ‘Cross-Border Recognition of Resolution Action’ [PDF]
, 2014 This CIGI Paper No. 51 was released on December 3, 2014 by the Centre for International Governance Innovation (CIGI) as a response to the Financial Stability Board’s (FSB) Consultative Document, “Cross-Border Recognition of Resolution Action ...
Jewett, Mark +4 more
core +1 more source
Banks of a Feather: The Informational Advantage of Being Alike
Journal of Money, Credit and Banking, EarlyView.Abstract Banks lend more to banks that are similar to them. Using data from the German credit register and proprietary supervisory data on the quality of banks' loan portfolio, we show that a similar portfolio of the lending and borrowing bank helps to overcome information asymmetries in interbank markets.
PETER BEDNAREK +3 more
wiley +1 more source
Auditor's Uncertainty About Going Concern – Predictor of Insolvency Risk [PDF]
Ovidius University Annals: Economic Sciences Series, 2018 The primary indications of some uncertainties about the going concern of an entity can be obtained by investors and the general public in the financial statements and in the audit report.
Hategan Camelia Daniela +1 more
doaj
Directors' disqualification after the Insolvency Act 2000: the new regime [PDF]
, 2001 Scope of amendments to 1986 Act allowing Secretary of State to accept disqualification undertakings from directors instead of resorting to disqualification orders and practical implications of new procedures, including cost ...
Walters, A
core
Journal of Money, Credit and Banking, EarlyView.Abstract We evaluate whether deposit insurance (DI) promotes liquidity by influencing depositor behavior. We use the postal savings (PS) system and state‐adopted DI schemes during the 1920s to examine the effect of bank suspensions on PS deposit growth in pairs of border cities (DI versus non‐DI).
Lee K. Davison, Carlos D. Ramirez
wiley +1 more source
Unequal and Unstable: Income Inequality and Bank Risk
Journal of Money, Credit and Banking, EarlyView.Abstract We present a model in which income inequality interacts with banks' risk‐taking incentives, generating financial instability. Competition and deposit insurance cause some banks to lend to lower‐income borrowers at underpriced rates, creating “risky banks” that fail in downturns, while others lend to higher‐income borrowers and avoid default ...
YULIYAN MITKOV, ULRICH SCHÜWER
wiley +1 more source
Universal banks and relationships with firms : [Version Mai 2003] [PDF]
, 2003 Some of the most widely expressed myths about the German financial system are concerned with the close ties and intensive interaction between banks and firms, often described as Hausbank relationships.
Elsas, Ralf, Krahnen, Jan Pieter
core
Banking with Inside Money: An Efficiency Analysis
Journal of Money, Credit and Banking, EarlyView.Abstract We show that banks do not decentralize the first best in a nominal Diamond–Dybvig economy with inside money. Furthermore, state‐contingent deposit contracts do not expand the consumption possibility set to include the first best either. Central banks can improve welfare but only for savers and only with unconventional monetary policy. Finally,
DAVID RIVERO +1 more
wiley +1 more source