Regulatory Capital Management to Exceed Thresholds
Abstract We investigate whether a carrot approach, which provides benefits for regulatory compliance rather than penalties for noncompliance, incentivizes banks to reach capital levels above the minimum requirements. We document a significant discontinuity at the 10% regulatory capital threshold, where banks receive benefits for exceeding it.
LUCIANA OROZCO, SILVINA RUBIO
wiley +1 more source
Equilibrium in the Insurance Industry: Price and Probability of Insolvency [PDF]
The goal of this essay is to show an insurance market equilibrium defined by an insurance product price and a probability of insolvency for the insurer(s).insurance, insurance markets, insolvency ...
Strauss, Jason
core +1 more source
Credit Union Capital, Insolvency, and Mergers Before and After Share Insurance [PDF]
From their beginnings in 1908, U.S. credit unions have grown into a trillion-dollar industry with more than 100 million members. Despite many similarities, credit unions have always differed fundamentally from banks.
WILCOX, James A
core
How Canadian seniors make decision about insolvency? [PDF]
Amine S, Predelus W.
europepmc +1 more source
Insolvency: The Regular Payment of Debts. The Law Reform Commission of Australia. [Report No. 6, Australian Government Publishing Service, Canberra. 1977. 156 pp. No price given.]: Handbook on Bankruptcy and Deeds of Arrangement Law and Practice, being a third edition of Ivan Cruchley's Handbook on Bankruptcy Law and Practice. By Michael Crystal and Brinsley Nicholson. [London: Oyez Publishing. 1978. xli + 268 pp. £15·00.] [PDF]
John Farrar
openalex +1 more source
Bank Opacity and Safe Asset Moneyness
Abstract A bank is more effective as a supplier of money‐like safe assets when (i) its return on equity (ROE) is relatively lower and (ii) it is relatively more opaque about its balance sheet. A model is presented to support this, emphasizing that safe asset investors focus on the left tail of the collateral value distribution.
SANG RAE KIM
wiley +1 more source
INSOLVENCY IN THE CONTEXT OF THE PRESENT FINANCIAL CRISES – A COMPARATIVE ANALYSES [PDF]
This paper presents the current trends in the view of various national states and their on the application of collective insolvency proceedings, also called bankruptcy procedure in common language, by analysing their main pieces of legal regulation ...
Luminiţa Tuleaşcă
core
Social Security: What Would Happen If the Trust Funds Ran Out? [PDF]
[Excerpt] Each year when the Social Security trustees release their annual report, attention is focused on the projection of the year that the Social Security trust funds will become insolvent.
Meyerson, Noah P
core +2 more sources
What are your legal remedies? Collecting on Claims against Insolvent Insurers [PDF]
John Gavin
openalex +1 more source
EU INSOLVENCY LAW - NEW RECAST REGULATION ON INSOLVENCY PROCEEDINGS
Intensive process of Europeanization and the creation of internal market significantly changed European business landscape. More and more European companies are spreading their businesses across Europe what consequently raised considerable number of issues to address, such as, law applicable to corporate activities, creditor’s rights, etc.
openaire +2 more sources