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Reinstatement or Insurance Payment in Corporate Fire Insurance [PDF]

open access: possibleThe Journal of Risk and Insurance, 2000
This article characterizes the optimal corporate fire insurance contract when the insured firm has private information about the economic value of the damaged assets. It is shown that the indemnity should be lower when the firm receives insurance money than in case of reinstatement, but there should be partial coverage even when reinstatement is chosen.
Bourgeon, Jean-Marc, Picard, Pierre
openaire   +3 more sources

Insurance aspects of DRG outlier payments

Journal of Health Economics, 1988
As part of the prospective payment system, the government pays 'outlier' payments for especially long or expensive cases. These payments can be viewed as insurance for the hospital against excessive losses. They mitigate problems of access and underprovision of care for the sickest patients, and provide additional payments to the hospitals that take ...
E B, Keeler, G M, Carter, S, Trude
openaire   +2 more sources

Insured Women and Payment for Elective Abortion

Women's Health Issues, 2008
Of the roughly 1.3 million abortion procedures performed in the United States in 2003, only 25% of patients used their health insurance to pay for the medical expenses, even though 82% of all women between the ages 18 and 64 had some form of insurance that year (Finer & Henshaw, 2003; Kaiser Family Foundation, 2004).
J A, Lee   +3 more
openaire   +2 more sources

The Insurance Ombudsman and payment protection insurance

Journal of Financial Regulation and Compliance, 1997
Personal general insurance policies are not subject to statutory regulation. There is instead a system of voluntary self‐regulation and the question arises as to the effectiveness of this regime. This paper explores that issue in relation to payment protection insurance (PPI) and suggests, on the basis of complaints coming before the Insurance ...
openaire   +1 more source

Relationships among government payments, crop insurance payments and crop revenue

European Review of Agriculture Economics, 2004
Risk abatement characteristics of a public sector programme (counter-cyclical payments) and a quasi-private market instrument (crop insurance) are assessed at the farm level. Crop market revenues and insurance payments have strong linkages to pre-planting price and yield conditions, whereas the conditions underlying government programme payments are ...
openaire   +1 more source

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