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Life Insurance Penetration Drivers in Bulgaria. [PDF]

open access: possible, 2022
The need for security and protection of human life and health is the very cornerstone behind life insurance demand which has become larger with the current COVID-19 atmosphere. Life insurance penetration is significantly lower in Bulgaria compared to the EU average, while studies on the subject of how this development came about are almost absent.
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Insurance Penetration and Economic Growth in India

FIIB Business Review, 2016
Insurance sector is one of the key pillars of the financial services sector and is also central element of the trade and development matrix. A well-functioning insurance sector plays a crucial role in economic development not only at macro-economic levelbut also in terms of the activities of businesses and individuals.
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A STUDY OF INSURANCE PENETRATION AND DENSITY IN INDIA

ShodhKosh: Journal of Visual and Performing Arts
Insurance serves as a mechanism to mitigate and transfer potential financial risks to an insurance company through the payment of a premium. In India, prior to liberalization, the life insurance sector was monopolized by a single company under the Public Sector ownership. However, following the liberalization in 1999, the market witnessed the emergence
Jyoti Yadav, Pratibha Rani Yadav
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Managed Care Penetration, Insurance Status, and Access to Health Care

Medical Care, 2003
Access to health care, reflected by an ability to meet one's health needs, is influenced by individual characteristics and the environment. Although managed care activity influences healthcare prices and overall utilization, its relationship to access and its broader effects across different insurance categories has not been well studied.To examine the
David, Litaker, Randall D, Cebul
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The Impact of Digital Financial Inclusion on Insurance Penetration

International Journal of Accountancy
The study aims to examine the impact of digital financial inclusion on insurance penetration. The rapid evolution of global financial services, particularly in mobile-based transactions, provides the backdrop for this comprehensive analysis. Using a sample of 120 countries over the period 2011–2021, the study employs a panel fixed-effects model to ...
M. Y. M. Nasrun, J. M. R. Fernanndo
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Flood Insurance Market Penetration and Expectations of Disaster Assistance

SSRN Electronic Journal, 2019
Concern over resilience to natural disasters often focuses on moral hazard; expectations of disaster assistance may lead households in hazard-prone communities to forego insurance. This has been dubbed “charity hazard” in the literature on natural disasters. We examine flood insurance market penetration using household level survey data.
Craig E. Landry   +2 more
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Insurance for all by 2047 A Study Of PMSBY: Insurance Penetration of the Population of Chhattisgarh State

The Management Accountant Journal
Insurance provides coverage of unexpected risks which can result in economic, financial and social losses. The PMSBY scheme is a flagship financial inclusion program of the Government of India announced in 2015 to provide accidental death or disablement cover to the insured at an extremely affordable premium.
Kajol Dutta, Anirban Das
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Determinants of Health Insurance Penetration in India: An Empirical Analysis

Oxford Development Studies, 2015
Insufficient participation of the government in the provision of health care services to the people puts tremendous pressure on households financing their health care expenditure from private sources. Health insurance can be seen as an effective measure to circumvent this problem. However, penetration of health insurance in India is very low.
Anindita Chakrabarti, Anand Shankar
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Forecasting Life Insurance Premiums and Insurance Penetration Rate in Uganda

International Journal of Scientific and Research Publications (IJSRP), 2020
Hellen Namawejje, Katamba Geofrey
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Health Insurance Market Penetration in India - An Analysis

2009
This paper is an overview of health Insurance in India, its stake holders, distribution channels and penetration levels; an observation on further requirements of data sets and items for future research and a statistical trend analysis with projected indicative alarming situation.
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