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Determinants of Life Insurance Demand: Empirical Evidence from BRICS Countries
Risks, 2022 The life insurance industry has experienced phenomenal growth over the years. The broad aim of this study was to establish the variables that influence the demand for life insurance in the BRICS countries (Brazil, Russia, India, China and South Africa ...
Mmakgabo Pinkie Segodi +1 more
doaj +3 more sources
Determinant of life insurance demand in Ethiopia [PDF]
Journal of Economics, Business & Accountancy Ventura, 2018 Life Insurance plays an important role to insure against lifetime uncertainty resulting for the mortality risk of individual. Even though the performance of insurance industry contributes to smooth operation of the nation’s economy, the industry in ...
Mohammed Meko +2 more
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Life Insurance and Annuity Demand under Hyperbolic Discounting [PDF]
Risks, 2018 In this paper, we analyse and construct a lifetime utility maximisation model with hyperbolic discounting. Within the model, a number of assumptions are made: complete markets, actuarially fair life insurance/annuity is available, and investors have time-
Siqi Tang, Sachi Purcal, Jinhui Zhang
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Financial Instability and Life Insurance Demand [PDF]
Asia-Pacific Journal of Risk and Insurance, 2007 The purpose of this research is to discuss Japanese financial instability and both private life insurance and public life insurance (Kampo) demand. At the same time, we also consider Kampos main role and what Kampo should be as an insurance service provider in the future.
Mahito Okura
exaly +2 more sources
EconomiesIncome is often viewed as the main determinant of life insurance demand. However, in the last two decades, the world’s life insurance penetration has continued to decrease even as income grows.
Kristio Rapi +3 more
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Determinants of demand for life insurance in European countries [PDF]
Problems and Perspectives in Management, 2009 In this study, we investigate the determinants of demand for life insurance in cross section of 31 European countries. As a result, we find that income is the central variable which affects life insurance consumption. In addition, while the impact of population and income on demand for life insurance is positive, education level and inflation affect ...
Sibel Çelik, Mustafa Mesut Kayali
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Drivers of life insurance consumption - an empirical analysis of Western Balkan countries [PDF]
Ekonomski Anali, 2021 Life insurance in the Western Balkan Countries is underdeveloped, but it has huge potential for development in the future. The scope of this article is to examine whether and how economic, socio- demographic, and institutional factors determine ...
Grabova Perseta, Sharku Gentiana
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Analysis of Life Insurance and Social Welfare Demand in Iran; Case Study of Parsian Insurance Company [PDF]
اقتصاد باثبات, 2021 Expanding life insurance prevents class gaps and poverty. The expansion of life insurance is closely related to the level of economic and social well-being in each country. For the purpose, in this study, the combined method of data panel was used.
Akbar Khodabakhshi, Kobra Ghasemi
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SAGE Open, 2023 The government of Ghana and the National Insurance Commission have shown concern over the low insurance patronage in Ghana. In order to take the necessary steps to increase insurance patronage, there is the need to, among other things, find the ...
Phyllis Asorh Oteng +2 more
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Factors influencing life insurance demand in Iran [PDF]
Iranian Journal of Insurance Research, 2012 Insurance is one of the most important elements which has an important role in decreasing the risk and ensuring financial and mental security and finally, creating required infrastructures for countries economic development.
E. Abasi, S. Derakhshideh
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