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Determinants of Life Insurance Demand: Empirical Evidence from BRICS Countries
Risks, 2022 The life insurance industry has experienced phenomenal growth over the years. The broad aim of this study was to establish the variables that influence the demand for life insurance in the BRICS countries (Brazil, Russia, India, China and South Africa ...
Mmakgabo Pinkie Segodi +1 more
doaj +4 more sources
EconomiesIncome is often viewed as the main determinant of life insurance demand. However, in the last two decades, the world’s life insurance penetration has continued to decrease even as income grows.
Kristio Rapi +3 more
doaj +4 more sources
Trends in Life Insurance Demand and Lapse Literature
Asia-Pacific Journal of Risk and Insurance, 2020 Abstract The article analyzes the interconnectedness and gaps between two interrelated streams of literature, evolving in different time periods, by employing bibliometric tools. The research on the factors of life insurance demand started in the late 1960s and early 1970s, while more intensive works on the drivers of lapses in life ...
Patricia Born +2 more
exaly +4 more sources
SAGE Open, 2023 The government of Ghana and the National Insurance Commission have shown concern over the low insurance patronage in Ghana. In order to take the necessary steps to increase insurance patronage, there is the need to, among other things, find the ...
Phyllis Asorh Oteng +2 more
doaj +2 more sources
The dynamics of life insurance demand in Bangladesh: An empirical analysis of socio-economic influences [PDF]
Insurance Markets and CompaniesType of the article: Research Article AbstractThis study examines the influence of socio-economic factors on life insurance demand in Bangladesh using annual data from 18 life insurance companies between 2014 and 2023.
Shaikh Masrick Hasan +2 more
doaj +2 more sources
Determinant of life insurance demand in Ethiopia [PDF]
Journal of Economics, Business & Accountancy Ventura, 2018 Life Insurance plays an important role to insure against lifetime uncertainty resulting for the mortality risk of individual. Even though the performance of insurance industry contributes to smooth operation of the nation’s economy, the industry in ...
Mohammed Meko +2 more
doaj +2 more sources
Life insurance demand in OECD economies: New insights into economic, demographic, and social drivers [PDF]
Insurance Markets and CompaniesType of the article: Research Article AbstractThis study investigates the determinants influencing life insurance demand across 38 OECD countries over the period 2009 to 2022, with the data sourced from OECD Insurance Statistics, the World Bank, and the
Sonia Munmun +2 more
doaj +2 more sources
Life Insurance Demand Analysis: Evidence from Visegrad Group Countries
Eastern European Economics, 2022 This paper aims to find the relationship between key determinants such as income, education, life expectancy, employment and life insurance demand in the countries of the Visegrad Group (V4).
Tomáš Kabrt
exaly +2 more sources
Life insurance demand and borrowing constraints
Risk Management and Insurance Review, 2021 AbstractThe literature devoted limited attention to exploring the relationship between financial development and life insurance demand. Financial development supports life insurance supply by providing confidence in the financial system, more efficient payment systems, and higher availability of financial instruments.
Bojan Srbinoski +3 more
openaire +3 more sources
A Cointegration Study of Life Insurance Demand in Malaysia
Information Management and Business Review, 2023 The expansion of the insurance sector has a profound effect on a country's economy. Insurance companies experienced a slowdown in premiums during the COVID-19 pandemic, particularly in the life sector. Due to consumers' discretionary decision to spend less on life insurance policies, premium volumes decreased globally.
Azitadoly Mohd Arifin +2 more
openaire +2 more sources