Results 11 to 20 of about 52,135 (260)
Catastrophes and the Demand for Life Insurance [PDF]
SSRN Electronic Journal, 2010 Prior research suggests that the occurrence of a catastrophe may lead to increases in risk mitigation, risk perception, and the demand for insurance. Given the extensive damage inflicted by major natural disasters, such a phenomenon is intuitive for property risk.
Stephen G. Fier, James M. Carson
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Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for non-participating and participating insurance policies in order to determine the optimal profitability of non-participating and participating insurance policies based
Chih-Te Yang +4 more
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Determination of the optimal premium of non-life insurance via the Stochastic Dynamic Programming method [PDF]
مدیریت صنعتی, 2020 Objective: One of the most important issues facing insurance companies is the determination of fair premium. The purpose of this study is to design a mathematical model for calculating the optimal insurance premium by maximizing the total expected ...
Maryam Rostamian +3 more
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The dynamics of life insurance demand in Bangladesh: An empirical analysis of socio-economic influences [PDF]
Insurance Markets and CompaniesType of the article: Research Article AbstractThis study examines the influence of socio-economic factors on life insurance demand in Bangladesh using annual data from 18 life insurance companies between 2014 and 2023.
Shaikh Masrick Hasan +2 more
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Future investment value of China’s listed life insurance companies’ H shares from the perspective of secondary market [PDF]
E3S Web of Conferences, 2020 China’s life insurance industry has just started in the 1990s after the reform and opening up, and its development experience is obviously insufficient, and it has not gone through a very complete life insurance development cycle.
Yang Lixin
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Life insurance demand and borrowing constraints
Risk Management and Insurance Review, 2021 AbstractThe literature devoted limited attention to exploring the relationship between financial development and life insurance demand. Financial development supports life insurance supply by providing confidence in the financial system, more efficient payment systems, and higher availability of financial instruments.
Bojan Srbinoski +3 more
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A mathematical model for deriving the optimal trajectory of life insurance demand [PDF]
Mathematics and Modeling in FinanceThis study explores the optimal trajectory of life insurance demand, a crucial financial tool for managing mortality risk and ensuring economic security for family.
Ghadir Mahdavi
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Impact of COVID-19 on personal insurance sales – Evidence from Germany [PDF]
Financial Markets, Institutions and Risks, 2021 The occupation of insurance agent involves establishing a relationship of trust with the customer and providing personal and customized advice as a prerequisite for successful sales. This paper summarizes the scientific discussion about the occupation of
Gerriet Hinrichs, Henning Bundtzen
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Guaranteed renewable life insurance under demand uncertainty [PDF]
Journal of Risk and Insurance, 2018 AbstractGuaranteed renewability (GR) is a prominent feature in many health and life insurance markets. We develop a model that includes unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over individuals' lifetimes.
Michael Hoy +2 more
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Natural hazard insurance demand: A systematic review
Jàmbá, 2022 The mitigation of natural hazard costs such as loss of property, life, crops and medical costs can be achieved through the adoption of insurance. It is, however, not clear whether there is corresponding demand for insurance given the increasing frequency
Farai B. Mushonga, Syden Mishi
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