Results 11 to 20 of about 321,774 (285)
Life Insurance and Annuity Demand under Hyperbolic Discounting [PDF]
Risks, 2018 In this paper, we analyse and construct a lifetime utility maximisation model with hyperbolic discounting. Within the model, a number of assumptions are made: complete markets, actuarially fair life insurance/annuity is available, and investors have time-
Siqi Tang, Sachi Purcal, Jinhui Zhang
doaj +3 more sources
Financial Instability and Life Insurance Demand [PDF]
Asia-Pacific Journal of Risk and Insurance, 2007 The purpose of this research is to discuss Japanese financial instability and both private life insurance and public life insurance (Kampo) demand. At the same time, we also consider Kampos main role and what Kampo should be as an insurance service provider in the future.
Mahito Okura, Norihiro Kasuga
exaly +2 more sources
A Cross-Sectional Study of Risk Aversion and Life Insurance Demand at the Country Level
Journal of Risk and Financial ManagementThis study measured the risk aversion of nineteen selected countries using Szpiro’s approach and analyzed its effect on life insurance demand. Additionally, income and education were included as control variables and tested for their effects on life ...
Toni Bakhtiar, Siti Jahroh
exaly +2 more sources
Journal of International Business, Economics and EntrepreneurshipFinancial literacy is a protective tool for ensuring quality retirement life through annuity life insurance policy. The study assessed how financial literacy measures and retirement planning impact the demand for life insurance among university ...
Sunday Stephen Ajemunigbohun +1 more
doaj +4 more sources
Life Insurance Demand under Health Shock Risk [PDF]
SSRN Electronic Journal, 2014 This paper studies the life cycle consumption-investment-insurance problem of a family. The wage earner faces the risk of a health shock that significantly increases his probability of dying. The family can buy long-term life insurance that can only be revised at significant costs, which makes insurance decisions sticky. Furthermore, a revision is only
Kraft, Holger +2 more
openaire +3 more sources
Determinants of demand for life insurance in European countries [PDF]
Problems and Perspectives in Management, 2009 In this study, we investigate the determinants of demand for life insurance in cross section of 31 European countries. As a result, we find that income is the central variable which affects life insurance consumption. In addition, while the impact of population and income on demand for life insurance is positive, education level and inflation affect ...
Sibel Çelik, Mustafa Mesut Kayali
doaj +2 more sources
Drivers of life insurance consumption - an empirical analysis of Western Balkan countries [PDF]
Ekonomski Anali, 2021 Life insurance in the Western Balkan Countries is underdeveloped, but it has huge potential for development in the future. The scope of this article is to examine whether and how economic, socio- demographic, and institutional factors determine ...
Grabova Perseta, Sharku Gentiana
doaj +1 more source
Analysis of Life Insurance and Social Welfare Demand in Iran; Case Study of Parsian Insurance Company [PDF]
اقتصاد باثبات, 2021 Expanding life insurance prevents class gaps and poverty. The expansion of life insurance is closely related to the level of economic and social well-being in each country. For the purpose, in this study, the combined method of data panel was used.
Akbar Khodabakhshi, Kobra Ghasemi
doaj +1 more source
EMPOWERING FUTURES: AN IN-DEPTH STUDY OF LIFE INSURANCE DEMAND IN NIGERIA
Journal Of Third World Economics, 2023 This study investigates the factors influencing Nigeria’s demand for life insurance policies. Through a comprehensive review of relevant literature, the research establishes objectives centered on assessing the awareness of life insurance policies among ...
Anwuli Nkemchor Obiki-Osafiele +3 more
semanticscholar +1 more source
Factors influencing life insurance demand in Iran [PDF]
Iranian Journal of Insurance Research, 2012 Insurance is one of the most important elements which has an important role in decreasing the risk and ensuring financial and mental security and finally, creating required infrastructures for countries economic development.
E. Abasi, S. Derakhshideh
doaj +1 more source