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Life Insurance and Annuity Demand under Hyperbolic Discounting [PDF]
Risks, 2018 In this paper, we analyse and construct a lifetime utility maximisation model with hyperbolic discounting. Within the model, a number of assumptions are made: complete markets, actuarially fair life insurance/annuity is available, and investors have time-
Siqi Tang, Sachi Purcal, Jinhui Zhang
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Financial Instability and Life Insurance Demand [PDF]
Asia-Pacific Journal of Risk and Insurance, 2007 The purpose of this research is to discuss Japanese financial instability and both private life insurance and public life insurance (Kampo) demand. At the same time, we also consider Kampos main role and what Kampo should be as an insurance service provider in the future.
Mahito Okura, Norihiro Kasuga
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Determinant of life insurance demand in Ethiopia [PDF]
Journal of Economics, Business & Accountancy Ventura, 2018 Life Insurance plays an important role to insure against lifetime uncertainty resulting for the mortality risk of individual. Even though the performance of insurance industry contributes to smooth operation of the nation’s economy, the industry in ...
Mohammed Meko +2 more
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Determinants of Life Insurance Demand: Empirical Evidence from BRICS Countries
Risks, 2022 The life insurance industry has experienced phenomenal growth over the years. The broad aim of this study was to establish the variables that influence the demand for life insurance in the BRICS countries (Brazil, Russia, India, China and South Africa ...
Mmakgabo Pinkie Segodi +1 more
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Journal of International Business, Economics and EntrepreneurshipFinancial literacy is a protective tool for ensuring quality retirement life through annuity life insurance policy. The study assessed how financial literacy measures and retirement planning impact the demand for life insurance among university ...
Sunday Stephen Ajemunigbohun +1 more
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Life Insurance Demand Under Health Shock Risk [PDF]
Journal of Risk and Insurance, 2016 AbstractThis article studies the consumption‐investment‐insurance problem of a family. The wage earner faces the risk of a health shock. The family can buy long‐term life insurance that can only be revised at significant costs. A revision is only possible as long as the insured person is healthy.
Hambel, Christoph +3 more
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Factors influencing households' demand for life insurance [PDF]
, 2018 The entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file.
Li, Min
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Determinants of Life Insurance Demand in Ethiopia
, 2018 One of the ways of protection a family in case of hardships in life, life insurance is a very important and necessary protection. Among the different problem people face in life are; the breadwinner dies or is disabled and cannot generate income. It also uses for saving purpose and it pays the sum assured in case of maturity the insured can take loans ...
Tigest, Deresse
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The Non-Monotonic Relationship Between Income and Life Insurance Demand: A Case Study of Forty-One Countries [PDF]
EconomiesIncome is often viewed as the main determinant of life insurance demand. However, in the last two decades, the world’s life insurance penetration has continued to decrease even as income grows.
Kristio Rapi +3 more
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Determinants of Demand for Life Insurance: The Example of Farmers from North-West Poland [PDF]
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu, 2019 Life insurance is a voluntary and additional element of protection and financial security for the future of insured and financially dependent persons. This safeguard should be of particular importance in the agricultural sector, which is characterized by
Agnieszka Kurdyś-Kujawska +1 more
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