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Factors influencing life insurance demand in Iran [PDF]
Iranian Journal of Insurance Research, 2012 Insurance is one of the most important elements which has an important role in decreasing the risk and ensuring financial and mental security and finally, creating required infrastructures for countries economic development.
E. Abasi, S. Derakhshideh
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Life Insurance Demand under Health Shock Risk [PDF]
SSRN Electronic Journal, 2014 This paper studies the life cycle consumption-investment-insurance problem of a family. The wage earner faces the risk of a health shock that significantly increases his probability of dying. The family can buy long-term life insurance that can only be revised at significant costs, which makes insurance decisions sticky. Furthermore, a revision is only
Kraft, Holger +2 more
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Life insurance demand and borrowing constraints
Risk Management and Insurance Review, 2021 AbstractThe literature devoted limited attention to exploring the relationship between financial development and life insurance demand. Financial development supports life insurance supply by providing confidence in the financial system, more efficient payment systems, and higher availability of financial instruments.
Bojan Srbinoski +3 more
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Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for non-participating and participating insurance policies in order to determine the optimal profitability of non-participating and participating insurance policies based
Chih-Te Yang +4 more
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Determination of the optimal premium of non-life insurance via the Stochastic Dynamic Programming method [PDF]
مدیریت صنعتی, 2020 Objective: One of the most important issues facing insurance companies is the determination of fair premium. The purpose of this study is to design a mathematical model for calculating the optimal insurance premium by maximizing the total expected ...
Maryam Rostamian +3 more
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The dynamics of life insurance demand in Bangladesh: An empirical analysis of socio-economic influences [PDF]
Insurance Markets and CompaniesType of the article: Research Article AbstractThis study examines the influence of socio-economic factors on life insurance demand in Bangladesh using annual data from 18 life insurance companies between 2014 and 2023.
Shaikh Masrick Hasan +2 more
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Future investment value of China’s listed life insurance companies’ H shares from the perspective of secondary market [PDF]
E3S Web of Conferences, 2020 China’s life insurance industry has just started in the 1990s after the reform and opening up, and its development experience is obviously insufficient, and it has not gone through a very complete life insurance development cycle.
Yang Lixin
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A mathematical model for deriving the optimal trajectory of life insurance demand [PDF]
Mathematics and Modeling in FinanceThis study explores the optimal trajectory of life insurance demand, a crucial financial tool for managing mortality risk and ensuring economic security for family.
Ghadir Mahdavi
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Who demands which type of life insurance?
Financial Services Review, 2021 This study examined factors related to the ownership of life insurance by focusing on the role of the psychological characteristics of the respondents. Using a recent online consumer survey, logistic regres- sion analyses were utilized based on four groups: (a) not having any term life insurance or cash value life insurance; (b) having term life ...
Wookjae Heo, Jae Min Lee, Narang Park
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IJEBD (International Journal of Entrepreneurship and Business Development), 2023 The study conducted by Ampaw et al. titled “Gender perspective on life insurance demands in Ghana" examines the factors affecting the adoption of life insurance by male and female household heads. Their findings suggest that women in Ghana purchase more
Maalila Malambo
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