Results 21 to 30 of about 321,774 (285)

Catastrophes and the Demand for Life Insurance [PDF]

open access: yesSSRN Electronic Journal, 2010
Prior research suggests that the occurrence of a catastrophe may lead to increases in risk mitigation, risk perception, and the demand for insurance. Given the extensive damage inflicted by major natural disasters, such a phenomenon is intuitive for property risk.
Stephen G. Fier, James M. Carson
openaire   +1 more source

Factors Influencing Non-Life Insurance Demand: Case of Lithuania

open access: yesManagement Theory and Studies for Rural Business and Infrastructure Development, 2022
This paper studies factors affecting non-life insurance demand in Lithuania. The study identified variables that are important in analyzing the demand for non-life insurance and were applied in estimating multivariate VAR, Classical Granger, and Toda ...
Karolina Malakauskienė   +2 more
semanticscholar   +1 more source

Decoding the Profitability of Insurance Products: A Novel Approach to Evaluating Non-Participating and Participating Insurance Policies

open access: yesMathematics, 2023
This study presents a novel approach to analyzing the present value of total profit for non-participating and participating insurance policies in order to determine the optimal profitability of non-participating and participating insurance policies based
Chih-Te Yang   +4 more
doaj   +1 more source

Determination of the optimal premium of non-life insurance via the Stochastic Dynamic Programming method [PDF]

open access: yesمدیریت صنعتی, 2020
Objective: One of the most important issues facing insurance companies is the determination of fair premium. The purpose of this study is to design a mathematical model for calculating the optimal insurance premium by maximizing the total expected ...
Maryam Rostamian   +3 more
doaj   +1 more source

A mathematical model for deriving the optimal trajectory of life insurance demand [PDF]

open access: yesMathematics and Modeling in Finance
This study explores the optimal trajectory of life insurance demand, a crucial financial tool for managing mortality risk and ensuring economic security for family.
Ghadir Mahdavi
doaj   +1 more source

Future investment value of China’s listed life insurance companies’ H shares from the perspective of secondary market [PDF]

open access: yesE3S Web of Conferences, 2020
China’s life insurance industry has just started in the 1990s after the reform and opening up, and its development experience is obviously insufficient, and it has not gone through a very complete life insurance development cycle.
Yang Lixin
doaj   +1 more source

Impact of COVID-19 on personal insurance sales – Evidence from Germany [PDF]

open access: yesFinancial Markets, Institutions and Risks, 2021
The occupation of insurance agent involves establishing a relationship of trust with the customer and providing personal and customized advice as a prerequisite for successful sales. This paper summarizes the scientific discussion about the occupation of
Gerriet Hinrichs, Henning Bundtzen
doaj   +1 more source

Guaranteed renewable life insurance under demand uncertainty [PDF]

open access: yesJournal of Risk and Insurance, 2018
AbstractGuaranteed renewability (GR) is a prominent feature in many health and life insurance markets. We develop a model that includes unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over individuals' lifetimes.
Michael Hoy   +2 more
openaire   +3 more sources

Does financial literacy make the difference in non-life insurance demand among European countries?

open access: yesEkonomski Pregled, 2020
While risk aversion and affordability of insurance are considered as the most important determinants of non-life insurance demand, understanding and knowledge of complex non-life insurance products are less researched.
M. Ćurak, S. Pepur, Dujam Kovač
semanticscholar   +1 more source

Natural hazard insurance demand: A systematic review

open access: yesJàmbá, 2022
The mitigation of natural hazard costs such as loss of property, life, crops and medical costs can be achieved through the adoption of insurance. It is, however, not clear whether there is corresponding demand for insurance given the increasing frequency
Farai B. Mushonga, Syden Mishi
doaj   +1 more source

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