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Demand for non-life insurance under habit formation
, 2021 This paper studies the optimal non-life insurance for an individual exhibiting internal habit formation in a life-cycle model. We show that the optimal indemnity is deductible under the expected premium principle.
Tan, Ken Seng, Li, Wenyuan, Wei, Pengyu
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EXPLORING THE INFLUENCE OF LIFE INSURANCE DEMAND IN ADDIS ABABA, ETHIOPIA
Фінансово-кредитна діяльність: проблеми теорії та практикиThe demand for life insurance plays a vital role in financial planning and risk management, particularly in developing countries like Ethiopia. This study investigates the factors influencing life insurance demand in Addis Ababa, Ethiopia.
Месфін Яйна Ганта +1 more
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Journal of International Business, Economics and EntrepreneurshipFinancial literacy is a protective tool for ensuring quality retirement life through annuity life insurance policy. The study assessed how financial literacy measures and retirement planning impact the demand for life insurance among university ...
Sunday Stephen Ajemunigbohun +1 more
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Life Insurance In Russia: Features Of Regional Development [PDF]
Экономика региона, 2015 Life insurance is the economic tool allowing to accumulate large monetary funds at the level of the country, regions and certain insurers, and also providing growth of a standard of living of citizens and social stability in society.
Evgenia Leonidovna Prokopjeva
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THE INFLUENCE OF COVID-19 PANDEMIC ON EUROPEAN INSURANCE MARKET [PDF]
Annals of the University of Petrosani: Economics, 2022 The COVID-19 pandemic represented an unprecedented systemic shock to the global economy, with significant implications for financial markets and risk -sharing mechanisms.
ANA PREDA, MIRELA POPESCU
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Viability of Universal Life insurance in Brazil from the supply and demand perspectives
Revista Contabilidade & Finanças, 2022 The aim of this article was to evaluate the viability of Universal Life insurance (UL) in Brazil from two perspectives: from the individual viewpoint of policyholders, considering different client profiles and investment scenarios; and from the company ...
Mariana Mayumi Shiroma Ikeda +1 more
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MathematicsThis study examines the determinants of life insurance ownership with a focus on rural areas and farming households in the United States. Utilizing data from online surveys conducted in 2019 and 2021, this paper explores how psychological factors ...
Wookjae Heo +3 more
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Impact of economic factors on life insurance development in Western Balkan Countries [PDF]
Zbornik radova Ekonomskog fakulteta u Rijeci : časopis za ekonomsku teoriju i praksu, 2017 Life insurance market in Western Balkan countries is underdeveloped compared to other European countries, but in the recent decade it has been developing moderately under the influence of various factors, primarily economic, but also demographic ...
Milijana Novović Burić +3 more
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Estimation of Iran’s Life Insurance Demand Function using Panel Data Method from 2006 to 2014
Journal of Evidence Based Health Policy, Management & Economics, 2017 Background: Insurance industry is recognized as a major economic entity. Development of insurance, and particularly life insurance, is among the necessities of industrial societies as this plays a substantial role in reinforcement of the society’s ...
Naseh Lotfi +3 more
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The Cost of Borrowing as a Limiting Factor of Non-Life Insurance Development: The Italian Case
RisksWe address the effect of local financial conditions on the demand for non-life insurance. We consider the spread between the interest rates faced by the insured on the local credit market and the return rates earned by the insurer on national or ...
Giovanni Millo
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