Results 281 to 290 of about 822,808 (353)

A Novel Mutual Insurance Model for Hedging Against Cyber Risks in Power Systems Deploying Smart Technologies

IEEE Transactions on Power Systems, 2023
In this paper, a novel cyber-insurance model design is proposed based on system risk evaluation with smart technology applications. The cyber insurance policy for power systems is tailored via cyber risk modeling, reliability impact analysis, and ...
Pikkin Lau, Lingfeng Wang, Wei Wei, Zhaoxi Liu, C. Ten   +4 more
semanticscholar   +1 more source

Agricultural Insurance Ratemaking: Development of a New Premium Principle

North American Actuarial Journal, 2019
Determining the appropriate premium to charge for the underlying risk is central to delivering a sustainable agricultural insurance program. Though this is fundamental to all types of insurance, in agriculture this is a particularly challenging task ...
Wenjun Zhu, K. S. Tan, Lysa Porth
semanticscholar   +1 more source

Insurance Premium Reductions

JAMA, 1984
Elevated blood pressure substantially increases mortality and requires, therefore, high premium payments for life insurance coverage. Most life insurance companies are willing to reduce the cost of yearly premiums when blood pressure is successfully treated and controlled for several years.
openaire   +1 more source

UNPREDICTABLE INSURANCE PREMIUMS

The Bottom Line, 1990
“See saw, Marjorie Daw….,” the old nursery rhyme phrase, recalls the general liability crisis of the mid‐1980s in the commercial insurance field. History will repeat itself, and administrators may well have cause to relive those days of high price and limited availability.
openaire   +1 more source

Risk Theory and Insurance Premiums

Blätter der DGVFM, 1985
The author's starting point is the observation first made by Adam Smith, that an insurance company must earn the same expected return on its capital, as it would if the capital was ''employed in common trade''. He points out that the actuarial risk theory is unable to deal with the problem of computing insurance premium, since this theory considers the
openaire   +2 more sources

Additive Insurance Premiums: A Note

The Journal of Finance, 1982
IF A COMPETITIVE MARKET is in equilibrium, values must be additive in the sense that the value of a basket of goods must be equal to the sum of the values of the commodities it contains. Similarly, the value of a portfolio of securities must be equal to the sum of the values of the constituent securities. Applied to insurance, this principle means that
openaire   +1 more source

Risk measures and insurance premium principles

Insurance: Mathematics and Economics, 2001
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Landsman, Zinoviy, Sherris, Michael
openaire   +2 more sources

Credit Risk and the Deposit Insurance Premium, a Note

World Scientific Reference on Contingent Claims Analysis in Corporate Finance, 2000
Previous research on market-based evaluation of deposit insurance premia has modeled the bank as a corporate firm with risky assets and insured liabilities. No attempt was made to analyze explicitly the risk characteristics of bank assets. The purpose of
J. Dermine, Fatma Lajeri
semanticscholar   +1 more source

Fair Pricing of Unemployment Insurance Premiums

The Journal of Business, 1985
The unemployment insurance (UI) system in the United States differs from a standard competitive insurance market in at least two ways. First, because workers and firms can influence the probability of an adverse event (unemployment), there is a moral hazard problem.
openaire   +1 more source

Optimal insurance under Wang’s premium principle

Insurance: Mathematics and Economics, 1999
Abstract Wang et al. (1997) [Axiomatic characterization of insurance prices. Insurance: Mathematics & Economics 21(2), 173–183] propose axioms for pricing insurance that characterize the premium principle of Wang (1996) [Premium calculation by transforming the layer premium density. ASTIN Bulletin 26, 71–92].
openaire   +2 more sources