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Term life insurance is an insurance that provides protection for a certain period that has been agreed upon in the policy. The policy is an agreement that contains the participant's obligation to pay premiums contributions to the insurance company and ...
Dian Puspita +2 more
doaj +1 more source
ABSTRACT This study advances the literature on sustainable urban agriculture and alternative sustainable food production systems, which have gained momentum due to the need to strengthen regional food supply chains and meet the growing urban demand for fresh food. Indoor agriculture (IA) holds promise for year‐round cultivation of fresh produce even in
Joseph Seong +2 more
wiley +1 more source
Transferable Ageing Provisions in Individual Health Insurance Contracts [PDF]
We consider lifetime health insurance contracts in which ageing provisions are used tosmooth the premium profile. The capital stock accumulated for each individual can bedecomposed into two parts: a premium insurance and an annuitised life insurance ...
Florian Baumann +2 more
core +3 more sources
Investigating the market potential for customised long term care insurance products [PDF]
Previous economic research into long-term care (LTC) has mainly been focussed on one issue: the reasons why the LTC insurance market has not been successful.
Karlsson, M. +2 more
core
ABSTRACT Disability support has shifted towards models of personalised care, which critics argue may contribute to increased inequalities. There is limited systematic evidence investigating inequalities in support among children with disabilities. To investigate inequalities in support, a survey of parents of children with disabilities aged 2–17 was ...
Martin O'Flaherty +2 more
wiley +1 more source
Delayed Premium Payment, Insurance Adoption, and Household Investment in Rural China
Farmers in developing countries face relatively large income risk and have limited access to formal financial products that can help them manage their risk.
Yanyan Liu, Kevin Z. Chen, R. Hill
semanticscholar +1 more source
Abstract Bio‐based ethyl lactate (EL) can replace several fossil‐derived products owing to its low toxicity, high solvent functionality, and environmental advantages. This study assesses the techno‐economic viability and greenhouse gas (GHG) reduction potential of producing EL from sugarcane A‐molasses and lignocelluloses in an energy self‐sufficient ...
Motshamonyane J. Phasha +2 more
wiley +1 more source
One of the elements used in the process of tariff calculation of premiums in motor liability insurance is a bonus‑malus system. This systems takes into account the “claims ratio” by means of increases and discounts of the base premium called net premium ...
Anna Edyta Szymańska
doaj +1 more source
Model estimation of claim risk and premium for motor vehicle insurance by using Bayesian method
Risk models need to be estimated by the insurance company in order to predict the magnitude of the claim and determine the premiums charged to the insured. This is intended to prevent losses in the future. In this paper, we discuss the estimation of risk
Sukono +5 more
semanticscholar +1 more source
Premium Levels and Demand Response in Health Insurance: Relative Thinking and Zero-Price Effects
In health care systems with a competitive health insurance market, governments or other sponsors (e.g. employers) often subsidize premiums to encourage enrolment.
R. Douven +3 more
semanticscholar +1 more source

