Results 21 to 30 of about 498,282 (212)
Synthetic Dataset Generation of Driver Telematics
Risks, 2021 This article describes the techniques employed in the production of a synthetic dataset of driver telematics emulated from a similar real insurance dataset.
Banghee So +2 more
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The Use of Telematics Devices to Improve Automobile Insurance Rates [PDF]
Risk Analysis, 2018 AbstractMost automobile insurance databases contain a large number of policyholders with zero claims. This high frequency of zeros may reflect the fact that some insureds make little use of their vehicle, or that they do not wish to make a claim for small accidents in order to avoid an increase in their premium, but it might also be because of good ...
Guillén, M. +3 more
openaire +4 more sources
Risks, 2022 In automobile insurance, it is common to adopt a Poisson regression model to predict the number of claims as part of the actuarial pricing process. The Poisson assumption can rarely be justified, often due to overdispersion, and alternative modeling is ...
Jennifer S. K. Chan +4 more
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Transformation of insurance technologies in the context of a pandemic [PDF]
Insurance Markets and Companies, 2021 The COVID-19 pandemic has affected different sectors of the economy, including insurance, and has become a problem and a clear catalyst for innovation.
Svitlana Volosovych +4 more
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Nightly Automobile Claims Prediction from Telematics-Derived Features: A Multilevel Approach
Risks, 2022 In recent years it has become possible to collect GPS data from drivers and to incorporate these data into automobile insurance pricing for the driver.
Allen R. Williams +4 more
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Smart Auto Insurance: High Resolution, Dynamic, Privacy-Driven, Telematic Insurance
CoRR, 2021 15 pages, 1 figure, 2 ...
Michael Bartholic +4 more
openaire +3 more sources
Regulating Telematics Insurance [PDF]
, 2020 Abstract‘Telematics’ insurance is an example of data driven innovation in the insurance industry where data obtained from the vehicle (such as speed, time and location) is used to provide consumers with premiums based on their actual driving behavior.
openaire +1 more source
Driving Behavior Analysis for Smartphone-based Insurance Telematics [PDF]
Proceedings of the 2nd workshop on Workshop on Physical Analytics, 2015 Insurance telematics programs are continuously gaining market shares in the automotive insurance industry. By recording data on drivers' behavior, the information asymmetry between the policyholder and the insurer is reduced, enabling a granular risk differentiation based on the true risk levels of the drivers.
Johan Wahlström +2 more
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TOWARDS DIGITALIZATION IN INSURANCE MARKET: TELEMATIC INSURANCE
Mugla Journal of Science and Technology, 2020 A new type of insurance where information technology is widely used has emerged in the field of digital insurance: telematics insurance. By receiving the real-time data of the insured with the help of telematics devices containing car-connected technology, telematics insurance plays an important role in determining the risk of the insured and ...
openaire +3 more sources
Usage‑Based Insurance As an Instrument of Restoring Equilibrium on Motor Insurance Market in Poland
Acta Universitatis Lodziensis. Folia Oeconomica, 2018 The paper shows that thanks to the Usage‑Based Insurance, the industry can minimise the negative effect information asymmetry has on the Polish motor insurance market.
Łukasz Kuryłowicz
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