Results 31 to 40 of about 498,282 (212)
A Minimal Gated Multi-Modal Unit for Sensor Fusion in Insurance Telematics
IEEE Access, 2023 Insurance Telematics is a recent service that is offered to drivers where a sensing platform measures vehicle’s dynamics with the ultimate goal of inferring the level of risk that the driver experiences on the road.
Aaron H. Narvaez +4 more
doaj +1 more source
Editorial: The personalisation of insurance: Data, behaviour and innovation
Big Data & Society, 2020 The adoption of Big Data analytics (BDA) in insurance has proved controversial but there has been little analysis specifying how insurance practices are changing. Is insurance passively subject to the forces of disruptive innovation, moving away from the
Liz McFall +2 more
doaj +1 more source
Risks, 2022 Quantile regression provides a way to estimate a driver’s risk of a traffic accident by means of predicting the percentile of observed distance driven above the legal speed limits over a one year time interval, conditional on some given characteristics ...
Albert Pitarque, Montserrat Guillen
doaj +1 more source
Modelling Critical Impeding Factors of Gamification Adoption: An ISM‐MICMAC Analysis
Global Business and Organizational Excellence, EarlyView.ABSTRACT Gamification is a transformative technology that attracts consumers and motivates them toward desired actions through fun and engagement. Despite its growing popularity and influence on user behavior, gamification faces significant challenges in acceptance and implementation due to behavioral, technological, economic, and regulatory factors ...
Wamika Sharma +4 more
wiley +1 more source
Driven by risk: Understanding reference‐dependent preferences using simulated auto racing
Journal of Risk and Insurance, EarlyView.Abstract Using data from over 56,000 simulated auto races worldwide, we analyze risk‐taking at the margins, consistent with reference‐dependent preferences. We show that participants' risk‐taking changes when a desired intermittent outcome is presented, sometimes at the expense of a more favorable expected end state.
James Hilliard +2 more
wiley +1 more source
Personalization as a promise: Can Big Data change the practice of insurance?
Big Data & Society, 2020 The aim of this article is to assess the impact of Big Data technologies for insurance ratemaking, with a special focus on motor products.The first part shows how statistics and insurance mechanisms adopted the same aggregate viewpoint.
Laurence Barry, Arthur Charpentier
doaj +1 more source
Journal of Risk and Insurance, EarlyView.Abstract High‐emission private vehicles disproportionately contribute to urban air pollution and road accidents, both major public health threats and leading causes of death among young adults. Balancing individual driving behavior with collective environmental responsibility necessitates strategies that promote safer and cleaner driving.
Juan Sebastian Yanez +3 more
wiley +1 more source
On the Validation of Claims with Excess Zeros in Liability Insurance: A Comparative Study
Risks, 2019 In this study, we consider the problem of zero claims in a liability insurance portfolio and compare the predictability of three models. We use French motor third party liability (MTPL) insurance data, which has been used for a pricing game, and show ...
Marjan Qazvini
doaj +1 more source
Fairness‐aware insurance pricing: A multi‐objective optimization approach
Journal of Risk and Insurance, EarlyView.Abstract Machine‐learning models can provide accurate predictions in insurance pricing, but can also increase disparities between protected groups. Existing fairness‐aware pricing approaches typically target one fairness notion at a time, making it difficult to compare trade‐offs between predictive accuracy, group fairness, individual fairness, and ...
Tim J. Boonen, Xinyue Fan, Zixiao Quan
wiley +1 more source
Other title: Kansas Insurance Department news release
, 2023 This internet resource contains news releases issued throughout the yearInsurance Commissioner Vicki Schmidt names Public Affairs Manager -- Arizona man ordered to pay $550,000 in restitution to fraud victims and sentenced to prison -- Vicki Schmidt ...
Kansas. Insurance Department.
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