Results 51 to 60 of about 498,282 (212)

The Old Regime (of Mutualisation) and the Revolution (of Big Data)

open access: yesThe British Journal of Sociology, Volume 77, Issue 3, Page 431-438, June 2026.
ABSTRACT In his classic work L'ancien régime et la révolution, Alexis de Tocqueville proposes a reinterpretation of the French Revolution: behind the spectacular ruptures associated with the event, profound continuities are at play. Beyond the specific case of the French Revolution, Tocqueville calls for vigilance in mobilizing the notion of revolution
Pierre Francois
wiley   +1 more source

Other title: Kansas Insurance Department news release

open access: yes, 2022
This internet resource contains news releases issued throughout the yearDon’t let cupid’s arrow pierce the pocketbook -- Budget-busting emergency medical bills are on the decline -- White-collar criminal begins prison sentence -- Investment Tips ...
Kansas. Insurance Department.
core  

Ratemaking Model of Usage Based Insurance Based on Driving Behaviors Classification

open access: yesInternational Journal of Crowd Science, 2022
Based on the present situation of usage based insurance (UBI) research and application, this paper puts forward the UBI rating model based on driving behavior classification, and applies the technology of data mining to the evaluation of driving behavior.
Zhishuo Liu, Mengjun Hao, Fang Tian
doaj   +1 more source

Does Proactivity Affect Insurance Solidarity and Individual Responsibility?

open access: yesThe British Journal of Sociology, Volume 77, Issue 3, Page 439-448, June 2026.
ABSTRACT Over the past 20 years, the insurance industry has been experimenting with technological innovations that deeply affect its business model and social function. This article explores the use of digital technologies to monitor policyholders' behaviour and personalise their insurance coverage.
Alberto Cevolini, Elena Esposito
wiley   +1 more source

A Longitudinal Analysis of the Impact of Distance Driven on the Probability of Car Accidents

open access: yesRisks, 2020
Using telematics data, we study the relationship between claim frequency and distance driven through different models by observing smooth functions. We used Generalized Additive Models (GAM) for a Poisson distribution, and Generalized Additive Models for
Jean-Philippe Boucher, Roxane Turcotte
doaj   +1 more source

Risk Self-Selection and the Concept of Equilibrium in a Competitive Insurance Market

open access: yesRisks, 2022
The purpose of this paper is an analysis of the presence of self-selection mechanisms on the market that could bring the market closer to the separating equilibrium state, in line with the Rothschild–Stiglitz equilibrium model and its subsequent ...
Łukasz Kuryłowicz, Adam Śliwiński
doaj   +1 more source

Description, Articulation and Limitations in the Social Theory of Insurance

open access: yesThe British Journal of Sociology, Volume 77, Issue 3, Page 496-506, June 2026.
ABSTRACT There have been surprisingly few sustained efforts to explain or theorise the role insurance plays in society. Even the most theoretically inflected insurance scholarship, emanating from governmentality and Actor Network Theory scholarship, tends to be grounded in empirical cases, set in particular periods and places, and it is often ...
Liz McFall
wiley   +1 more source

Quantile Regression with Telematics Information to Assess the Risk of Driving above the Posted Speed Limit

open access: yesRisks, 2019
We analyzed real telematics information for a sample of drivers with usage-based insurance policies. We examined the statistical distribution of distance driven above the posted speed limit—which presents a strong positive asymmetry—using ...
Ana M. Pérez-Marín   +3 more
doaj   +1 more source

Why Autonomous Vehicles Are Not Ready Yet: A Multi‐Disciplinary Review of Problems, Attempted Solutions, and Future Directions

open access: yesJournal of Field Robotics, Volume 43, Issue 3, Page 2254-2341, May 2026.
ABSTRACT Personal autonomous vehicles can sense their surrounding environment, plan their route, and drive with little or no involvement of human drivers. Despite the latest technological advancements and the hopeful announcements made by leading entrepreneurs, to date no personal vehicle is approved for road circulation in a “fully” or “semi ...
Xingshuai Dong   +13 more
wiley   +1 more source

INTEGRATION OF THE TELEMATHIC TOOLS IN THE ACTIVITY OF INSURANCE COMPANIES. THE “SMART INSURANCE”

open access: yesВестник университета, 2016
The paper deals with the modern trends in IT and the prospects for their introduction in the insurance business. On the base of specific project analyzes the advantages of telematics in the implementation of “Smart insurance” project.
O. Zhilkin, K. Mantsurov
doaj  

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