Results 221 to 230 of about 1,778 (256)

Effects of Interchange Fee Changes on Merchant Service Fees and Cardholders' Benefits

SSRN Electronic Journal, 2005
In this paper we propose a mechanism to measure the impact of changes in Interchange Fees (IF), both on the prices paid by merchants (called merchant service fee -MSF) and on the benefits received by payment card users. In our approach IFs are exogenous both to card issuing and acquiring banks.
Fabrizio Lopez-Gallo Dey, Jose L. Negrin
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Payment Card Interchange Fees and Price Discrimination

The Journal of Industrial Economics, 2014
We consider the implications of platform price discrimination in the context of card platforms. Despite the platform's ability to price discriminate, we show that it will set fees for card usage that are too low, resulting in excessive usage of cards. We show this bias remains even if card fees (or rewards) can be conditioned on each type of retailer ...
Rong Ding, Julian Wright
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Interchange fees: A cost-cutter's update

Journal of Corporate Accounting & Finance, 2006
Are your treasury management operations paying less to process checks and cash than debit transactions? You're not alone. Distressed about the slim profit margins generated by credit-card sales? Join the club. The author gives an update on the latest news about interchange fees—and then shows how you can reduce them. © 2006 Wiley Periodicals, Inc.
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Two-Sided Markets and Interchange Fees

2018
Gorka presents the theory of two-sided markets that create value (indirect network effect) by connecting two distinct groups of agents, e.g. card payers and card payees. This chapter characterises conditions defining two-sided markets and market failures which can arise there. It also deals with economics of interchange fees.
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Interchange fees in card payments

2011
The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. The Eurosystem’s public stance on interchange fees is neutral. However, the Eurosystem takes a keen interest in facilitating a constructive dialogue among the stakeholders involved in this debate. Transparency and clarity with
Börestam, Ann, Schmiedel, Heiko
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The Drama of Interchange Fees

CPI Journal Apr-08(1), 2008
The main problem with the economics of card payments is that cash is used as its yardstick and cash payments, being the most socially inefficient means of payment, are made available at a price significantly below cost (often free of charge).
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Regulating Interchange Fees for Card Payments

2016
The European retail payments market is fragmented. It used to consist of twenty-eight nationally operating payment markets served by national schemes, which were separated from each other by legal and technical barriers. With the unification of the European retail payments market, most of the legal and technical barriers between countries have been ...
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An Analysis of the Proposed Interchange Fee Litigation Settlement

SSRN Electronic Journal, 2012
This paper is a brief analysis of the proposed class settlement in In re Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720 (E.D.N.Y.). The analysis concludes that the relief plaintiff class members would obtain from the proposed settlement is largely illusory. The settlement does not result in meaningful reform of the interchange fee
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Double Internalization and Interchange Fee Bias

SSRN Electronic Journal, 2014
Carlotta Mariotto, Marianne Verdier
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The Regulation of Interchange Fees: Australian Fine-Tuning Gone Awry

2005
Columbia Business Law Review, Vol. 2005 No.
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