Results 91 to 100 of about 3,060 (229)
Tax incentives for private life annuities and the social security reform: Effects on consumption and on adverse selection [PDF]
In this paper we analyse several measures which are typically included in a social security reform: a cut in the social security benefits, an increase in the social security tax and tax incentives for the purchase of private life annuities, which have ...
Susanne Pech
core
Rational and Behavioral Perspectives on the Role of Annuities in Retirement Planning [PDF]
This paper discusses the role of annuities in retirement planning. It begins by explaining the basic theory underlying the individual welfare gains available from annuitizing resources in retirement.
Jeffrey R. Brown
core
Journal of Modern ScienceThe paper deals with the subject of the spatial development plan as a key instrument for managing the development of a municipality. The essence of the spatial planning process is presented, as well as the applicable legal rules and procedures for the ...
Dagny Derewiecka +4 more
doaj +1 more source
Betting on a long life: The role of subjective life expectancy in the demand for private pension insurance of german households [PDF]
With a view to investigating the presence of adverse selection, we analyze determinants of private pension insurance uptake of German households in a probit model.
Schulte, Katharina, Zirpel, Ulrike
core
Guaranteed Annuity Option Under Correlated and Regime-Switching Risks
RisksGuaranteed annuity options (GAOs) allow policyholders to convert accumulated funds into life annuities at maturity at a guaranteed minimum rate. Thus, insurers are exposed to both investment and longevity risks.
Jude Martin B. Grozen, Rogemar S. Mamon
doaj +1 more source
Redefining the role of the transfusion medicine physician in the era of advanced cellular therapies
Transfusion, EarlyView.
Eric A. Gehrie, Kevin J. Land
wiley +1 more source
Annuities and Aggregate Mortality Uncertainty [PDF]
This paper explores the effect of aggregate mortality risk on thepricing of annuities. It uses a two-period model; in the second period people face a constant but intiially unknown risk of death.
Martin Weale, Justin van de Ven
core
Differential Mortality and the Value of Individual Account Retirement Annuities [PDF]
This paper examines the extent of redistribution that would occur under various annuity and bequest options as part of an individual accounts retirement program.
Jeffrey R. Brown
core
Adverse Selection with individual- and joint-life annuities [PDF]
This paper includes couples on the demand side and analyses their implications on the problem of adverse selection in the annuity market. First, we examine the pooling equilibrium for individual-life annuities and show that in the presence of couples the
Susanne Pech
core
BarekengSocial security benefits may not be enough for retirement. Equity release products like marriage reverse annuities can boost retirement income for older couples.
Arnhilda Aspasia Lundy +2 more
doaj +1 more source