Results 81 to 90 of about 46,253 (234)
Participating Payout Life Annuities: Lessons from Germany
SSRN Electronic Journal, 2012 AbstractThis paper analyzes the framework of German participating payout life annuities (PLAs), which offer guaranteed minimum benefits as well as participation in insurers' surpluses. We show that the process of sharing surpluses between shareholders and policyholders follows transparent and consistent rules.
Maurer, Raimond +2 more
openaire +3 more sources
International Adverse Selection in Life Insurance and Annuities [PDF]
This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products.
David McCarthy, Olivia S. Mitchell
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Longevity Insurance Annuities [PDF]
, 2014 Recent U.S. Treasury Department proposals have focused attention on longevity insurance annuities. These are deferred annuities that begin payment at advanced older ages, such as the age of 82.
Blake, D., Turner, J.A.
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A linear algebraic method for pricing temporary life annuities and insurance policies [PDF]
, 2010 We recast the valuation of annuities and life insurance contracts under mortality and interest rates, both of which are stochastic, as a problem of solving a system of linear equations with random perturbations.
Date, P, Jalen, L, Mamon, R, Wang, IC
core +1 more source
The Quality of Clarity: Lessons from the Sixty‐Year Struggle to Maintain the Purity of Lake Taupō
Kōtuitui: New Zealand Journal of Social Sciences Online, Volume 21, Issue 2, June 2026.Sixty years of effort to protect the exceptionally clear water of Lake Taupō, the largest lake in Aotearoa New Zealand, show how environmental memory can help manage a cultural and natural resource. I describe how water clarity and quality in this lake have been protected, through managing soil erosion and phosphorus flows during the 1960s–1980s, and ...
Jonathan West
wiley +1 more source
Immunization and Hedging of Post Retirement Income Annuity Products
Risks, 2017 Designing post retirement benefits requires access to appropriate investment instruments to manage the interest rate and longevity risks. Post retirement benefits are increasingly taken as a form of income benefit, either as a pension or an annuity ...
Changyu Liu, Michael Sherris
doaj +1 more source
The Australian annuity market [PDF]
In Australia, a means-tested old-age public pension is paid from general tax revenues. A full pension (equivalent to roughly a quarter of the average wage) is currently paid to more than half the aged population, and a reduced pension is paid to another ...
Knox, David
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The Gender Gap in Financial Literacy—The Role of Response Behavior
Journal of Consumer Affairs, Volume 60, Issue 2, Summer 2026.ABSTRACT The gender gap in financial literacy favoring men is a well‐documented phenomenon. Research reveals that women more frequently opt for the “do not know” (DK) response option than men. As the gender gap in financial literacy is evident at a young age and should be counteracted early, we focus on a sample of German adolescents (N = 1958) and ...
Lucy Haag, Luis Oberrauch, Taiga Brahm
wiley +1 more source
Applied Economic Perspectives and Policy, Volume 48, Issue 2, Page 346-358, May 2026.ABSTRACTPerennial bioenergy crops, such as miscanthus and switchgrass, and crop residues have the potential to scale up sustainable aviation fuel (SAF) production and mitigate carbon emissions. However, high establishment costs, delayed returns, and risk–return profiles that diverge from those of conventional crops can hinder incentives to adopt ...
Fahd Majeed, Madhu Khanna, Ruiqing Miao
wiley +1 more source
Deferred Annuities and Strategic Asset Allocation [PDF]
We derive the optimal portfolio choice and consumption pattern over the lifecycle for households facing labor income, capital market, and mortality risk. In addition to stocks and bonds, households also have access to deferred annuities.
Raimond H. Maurer, Wolfram J. Horneff
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