On the macrofinancial determinants of life and non-life insurance premiums. [PDF]
Geneva Pap Risk Insur Issues Pract, 2021 This paper tests potential determinants of the development of the insurance sector. Using a rich dataset for 24 European countries spanning two decades, we identify a set of macrofinancial factors that are the most robust predictors of growth of gross ...
Hodula M, Janků J, Časta M, Kučera A.
europepmc +3 more sources
Determinants of Life Insurance Demand: Empirical Evidence from BRICS Countries
Risks, 2022 The life insurance industry has experienced phenomenal growth over the years. The broad aim of this study was to establish the variables that influence the demand for life insurance in the BRICS countries (Brazil, Russia, India, China and South Africa ...
Mmakgabo Pinkie Segodi +1 more
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The development of the life insurance market and bank stability in developing countries [PDF]
HeliyonThis study investigates the relationship between the development of the life insurance market and bank stability within the context of developing countries. We used data from 2012 to 2020 across 108 developing countries and applied econometric techniques,
Quang Khai Nguyen
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Community concerns about genetic discrimination in life insurance persist in Australia: A survey of consumers offered genetic testing. [PDF]
Eur J Hum Genet, 2023 Fears of genetic discrimination in life insurance continue to deter some Australians from genetic testing. In July 2019, the life insurance industry introduced a partial, self-regulated moratorium restricting the use of genetic results in underwriting ...
Tiller J +11 more
europepmc +2 more sources
Threshold effect for the life insurance industry: evidence from OECD countries. [PDF]
Geneva Pap Risk Insur Issues Pract, 2022 We investigate the impact of new financial and economic determinants on life insurance demand for 29 OECD countries for the period 2005–2017 while controlling for a set of widely used socio-demographic and economic characteristics.
Dragotă IM, Cepoi CO, Ştefan L.
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The evolution from life insurance to financial engineering. [PDF]
Geneva Risk Insur Rev, 2021 Since the mid-1980s, the share of household net worth intermediated by US financial institutions has shifted from defined benefit plans to life insurers and defined contribution plans.
Koijen RSJ, Yogo M.
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Did COVID-19 change life insurance offerings? [PDF]
J Risk Insur, 2021 The profitability of life insurance offerings is contingent on accurate projections and pricing of mortality risk. The COVID‐19 pandemic created significant uncertainty, with dire mortality predictions from early forecasts resulting in widespread ...
Harris TF, Yelowitz A, Courtemanche C.
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Time to End the Use of Genetic Test Results in Life Insurance Underwriting. [PDF]
J Law Med Ethics, 2018 The decreasing cost of genome and exome sequencing, including direct-to-consumer testing, produces information asymmetry between applicants and life insurance companies, which increases the risk of adverse selection.
Rothstein MA.
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The Development of Life Insurance in the Czech Republic and the Slovak Republic [PDF]
ACTA VŠFS, 2022 This article investigates the influence of selected determinants on the development of life insurance in the Czech Republic and the Slovak Republic in the years 2007–2019. The aim of the present study is to examine whether there are relationships between
Ivanecká, Lucie, Přečková, Lenka
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Some Graph Polynomials of the Power Graph and its Supergraphs [PDF]
Mathematics Interdisciplinary Research, 2020 In this paper, exact formulas for the dependence, independence, vertex cover and clique polynomials of the power graph and its supergraphs for certain finite groups are presented.
Asma Hamzeh
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