Results 251 to 260 of about 321,774 (285)
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China & World Economy, 2023
We examined changes in personal life insurance purchase decisions after a public health event by incorporating perceived health risk and regret into the expected utility function.
Ying Sun, Xiaoyan Li, Yuan-tao Xie
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We examined changes in personal life insurance purchase decisions after a public health event by incorporating perceived health risk and regret into the expected utility function.
Ying Sun, Xiaoyan Li, Yuan-tao Xie
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The Price Elasticity of Demand for Whole Life Insurance
The Journal of Finance, 1985ABSTRACTIn this study a real price index is created for whole life insurance sold in the United States from 1953 to 1979. New purchases of whole life insurance are shown to be negatively related to changes in this cost index, contrary to what has been widely accepted in the insurance literature, but consistent with economic theory.
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Genetic testing, adverse selection, and the demand for life insurance
American Journal of Medical Genetics, 2000The dramatic increase in genetic testing for adult-onset diseases has created a debate regarding whether or not insurance companies should be able to use genetic test results in underwriting. We use data from women who have been tested for the BRCA1 gene mutation along with data from otherwise comparable untested women to assess the potential for ...
C D, Zick +3 more
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Long-Term Care Insurance and Life Insurance Demand
The Geneva Papers on Risk and Insurance Theory, 1998This article investigates the interaction between life insurance and long-term care insurance markets on the demand side. In the model utility depends on both consumption and bequest, and utility from consumption is contingent on the state of health. While the demand for life insurance increases both with decreasing income and with a rising degree of ...
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International Journal of Pharmaceutical and Healthcare Marketing
Purpose The purpose of this study is to shed light on the dynamics at play in Indonesia’s life insurance market by analyzing the interplay between key variables like financial literacy, trust and insurance demand.
M. Tanjung, M. Cahyanti
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Purpose The purpose of this study is to shed light on the dynamics at play in Indonesia’s life insurance market by analyzing the interplay between key variables like financial literacy, trust and insurance demand.
M. Tanjung, M. Cahyanti
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Life Insurance Demand and Household Portfolio Behavior
The Journal of Risk and Insurance, 1974This paper explores the effects of short-run financial market behavior and consumer expectations on purchases of ordinary life insurance. The major objective of the paper is to develop information concerning the structural determinants of life insurance demand. In the paper, a model that interrelates demand for various financial assets is suggested and
Robert S. Headen, J. Finley Lee
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The Demand for Life Insurance: An Application of the Economics of Uncertainty: A Comment
The Journal of Finance, 1982objective function. In this comment, the demand-for-insurance equations are derived once again, but this time the derivation will be direct, without use of the Taylor approximation. It is demonstrated that Campbell's approximate functions do not converge in the limit to the exact solutions for logarithmic utility functions.
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Dependents and the Demand for Life Insurance.
American Economic Review, 1989A breadwinner's demand for life insurance depends on the demographic structure of his or her household. The author captures the relationship by extending Menahem E. Yaari's life insurance framework to include the preferences of all household members explicitly.
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Family changes and the demand for life insurance: evidence on CHFS data
Applied Economics LettersUsing China Household Finance Survey (CHFS) data from 2013–2019, this paper explores the relation between family changes and life insurance demand in a dynamic framework.
Ying Chen, Guiqin Zhao
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Prudence, risk aversion, and the demand for life insurance
Applied Economics Letters, 1999We estimate the effect of household wealth on the demand for life insurance using survey data from a broad cross-section of the USA. This procedure allows us to test the Pratt-Arrow hypothesis of decreasing absolute risk aversion (DARA). Additionally, we estimate the relative magnitude of prudence, the propensity to take precautions when faced with ...
JOSEPH G. EISENHAUER, MARTIN HALEK
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