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An Analysis of the Demand for Life Insurance: The Consumer's Problem
The Journal of Risk and Insurance, 1979The role of actuarial savings in determining the optimal solution to the consumer's problem is thoroughly analyzed taking into account the effect of transaction costs. Equilibrium conditions are obtained and compared with the classical ones. A numerical example is worked out. In the companion to this paper mathematical foundations were established.
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2019
In this chapter, a literature review focuses on behavioral demand for life insurance. Basic explanations about risk and risk management are discussed first to explain life insurance, specifically in the realm of personal finance. After understanding the general terminology about risk and risk management, the personal needs of life insurance buyers will
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In this chapter, a literature review focuses on behavioral demand for life insurance. Basic explanations about risk and risk management are discussed first to explain life insurance, specifically in the realm of personal finance. After understanding the general terminology about risk and risk management, the personal needs of life insurance buyers will
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Household Life Insurance Demand
North American Actuarial Journal, 2010Edward W. (Jed) Frees +1 more
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An Analysis of the Demand for Life Insurance: Mathematical Foundations
The Journal of Risk and Insurance, 1979A new approach to the topic of life contingencies based on matrix analysis is introduced. Life insurance providing for cash-values is reinterpreted. It is proved that a consumer's optimal savings mix cannot include simultaneously life insurance and an endowment if there are transaction costs.
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Determinants of The Life Insurance Demand: The Case Of Turkey
2020Hayat sigortası bireyleri risklere karşı korurken aynı zamanda tasarruf yapabilmelerini de sağlamaktadır. Sigortanın bir parçası olan hayat sigortası ülke ekonomisinin uzun vadeli tasarruflar ile ekonomik büyümesine katkıda bulunmaktadır. Hayat sigortasının hem bireyler hem de ülke ekonomisi için önemine rağmen, gelişmekte olan ülkelerde hayat ...
POLAT, Alp, AKIN, Faruk
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Geneva papers on risk and insurance. Issues and practice
Denis Charles +3 more
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Denis Charles +3 more
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Factor Influncing the Demand of Life Insurance Policy
Journal of Corporate Finance Management and Banking SystemThis paper aims to investigate factors influencing life insurance purchase and what factors significantly affect customers towards the purchase of life insurance policies in Rupandehi district. Primary data have been collected through structured questionnaire out of 350 life insurance policyholder’s resident of Rupandehi district of Nepal.
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Investor confidence and life insurance demand: can economic condition limit life insurance business?
International Journal of Emerging Markets, 2023Yuantao Xie, Danish Ahmed
exaly